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This has to be a Subprime lender because I've never heard of them.They are offering me a Mastercard. Straight to the shredder it goes.
Never heard of them either.
It's subprime. $75 annual fee for a (typically) $300 credit limit, at 29.9% interest.
@Elcid89 wrote:It's subprime. $75 annual fee for a (typically) $300 credit limit, at 29.9% interest.
These type of companies prey on people that are in the rebuilding stage or those not aware of the various credit options.They can make a bad situation worse.
About 2 months after I started rebuilding with only an Orchard (later CapOne) $300.00 & Regular Cap One $300.00 (and Fingerhut), I received a pre-approval from First Savings MasterCard ($750.00 initial CL, $75.00 AF & 19.99% int). I still have this card (8 months) and they have auto increased the limit to $1000.00 (at 6 mos.) and waived the AF for life when I called their regular customer service number to close the account once I got my Discover IT. Leaving for util & AAoA, buying a pack of gum here or there, their C/S was super nice.
Just sayin.