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First cld Citi Retail Home Depot

AverageJoesCredit
Mega Contributor

First cld Citi Retail Home Depot

Looks like its the beginning of the end lol. Received my first cld today from Citibank Retail for my Home Depot card. From $5000  to $2501.  Cant say i blame them i never use the card since i cant use it online nor get things shipped to home lol. Im suprised they didnt just close it but heck i gained a $1Smiley Wink.

Message 1 of 17
16 REPLIES 16
CreditCuriosity
Moderator

Re: First cld Citi Retail Home Depot

As you said not a bad one for you in your case.. could of been a major and that would of stung worse Smiley Happy. Sorry about the CLD, but probably form lack of use vs. anything else.

Message 2 of 17
M_Smart007
Epic Contributor

Re: First cld Citi Retail Home Depot

Sorry for your CLDSmiley Sad

I closed mine a while back, as I really had no use for it.

Message 3 of 17
AverageJoesCredit
Mega Contributor

Re: First cld Citi Retail Home Depot


@CreditCuriosity wrote:

As you said not a bad one for you in your case.. could of been a major and that would of stung worse Smiley Happy. Sorry about the CLD, but probably form lack of use vs. anything else.


Yeah, i think it was lack of use. They definetly gave more time of nonuse than id expect and could have just closed it. Ill have to take a trip out there to buy something but  its not super important right now. I lost $2499 but gained $1651 elsewhere recently so  im ok for now. 

Message 4 of 17
AverageJoesCredit
Mega Contributor

Re: First cld Citi Retail Home Depot


@M_Smart007 wrote:

Sorry for your CLDSmiley Sad

I closed mine a while back, as I really had no use for it.


Thanks Smartie, i just got home and noticed an email from Experian notifying me of a cld. Honestly thought it would be Sync but i was prepared to not do anything rash like close it out of spite. I could have paid off all of my cc debt but i sacrificed it all to help my Dad so every cl padding helps right now🙂

Message 5 of 17
Harvey26
Valued Contributor

Re: First cld Citi Retail Home Depot

@AverageJoesCredit  not sure which HD card you have but I just used my mines online tonight to order something and I have had several thing delieverd to my home and i got mine this year with a 5K SL. Sorry to hear about your CLD tho.

Message 6 of 17
Saeren
Mega Contributor

Re: First cld Citi Retail Home Depot

Sorry to hear that you got a CLD man but I'm glad it wasn't on a card you relied on. 





Message 7 of 17
Dinosaur
Moderator Emeritus

Re: First cld Citi Retail Home Depot


@AverageJoesCredit wrote:

Looks like its the beginning of the end lol. Received my first cld today from Citibank Retail for my Home Depot card. From $5000  to $2501.  Cant say i blame them i never use the card since i cant use it online nor get things shipped to home lol. Im suprised they didnt just close it but heck i gained a $1Smiley Wink.


Like the $2,501 CL! Got'ta love that extra "$1" Smiley Very Happy

 

My history with Citi Bank goes way back to 1979 (when they located a Citi Bank in Sioux Falls SD to to get around many of the more restrictive Usuary Laws on interest). With Citi Bank over time it seems they have never mastered the art of 'chewing gum and walking'! Their credit card website needs some desperate help from the MyFicoer's that work in IT as it is obvious they are unable to figure it out! My Citi landing page is deplorable!

 

Well not to side track from your recent score of a CL reduction ...!!! Congrats Smiley Mad

Message 8 of 17
rostrow416
Frequent Contributor

Re: First cld Citi Retail Home Depot

Sorry to hear that.  But that 1 would seriously irk me.

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Message 9 of 17
Dmessina666
Frequent Contributor

Re: First cld Citi Retail Home Depot

I use mine online and have things shipped all the time. 

Message 10 of 17
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