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For other rebuilders...shocking Cap1 approval.

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Frequent Contributor

Re: For other rebuilders...shocking Cap1 approval.

OP will still get their score in the mail. No need to ask. It's the law now.


Starting Score: 596 EQ 5-22-11 / 554 TU 5-23-11
Current Score: 615 EQ 08-15-11 / 631 TU 09-27-11
Goal Score: 700+


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Message 11 of 15
Regular Contributor

Re: For other rebuilders...shocking Cap1 approval.

Not one but three credit scoresSmiley Surprised

Message 12 of 15
Regular Contributor

Re: For other rebuilders...shocking Cap1 approval.


@LS2982 wrote:

@tjmmp56 wrote:

I have a rebuilder post in the Rebuilding Forum but thought I'd share a recent approval.  My current scores are TU 584 and EQ 545 (from this site).  I have recent charge off's and collections (last year).  I wanted to find out my EX score and saw that Cap1 pulls Ex on another post.  With creditors who deny credit supposedly giving out scores now, I app'd thinking for sure I'd be declined.  I was approved for their Cash Rewards card and a $500 limit.  So, I still don't know what my EX score is. 

 

Guess you shouldn't always assume you'll be declined. 



That approval cost you 3 INQ's as Cap1 pulls all 3 CR's. Congrats!


Since I was deployed for the last year and half and I have some inquiries to burn.  So it cost 1 Inq on each report. 


Starting Score: 7/12/11 TU 584 EQ 541
Current Score: 05/12 TU 688 TU (WM) 716 EQ 683
Goal Score: 720

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Message 13 of 15
Frequent Contributor

Re: For other rebuilders...shocking Cap1 approval.


@sgs10 wrote:

Not one but three credit scoresSmiley Surprised


They won't send all three. I'm not sure how they pick, but they had just started secind scores when I got accepted at the end of May. They sent me my EQ score. I dunno if they pick the middle score, highest, or what. But they'll only send 1.


Starting Score: 596 EQ 5-22-11 / 554 TU 5-23-11
Current Score: 615 EQ 08-15-11 / 631 TU 09-27-11
Goal Score: 700+


Take the FICO Fitness Challenge
Message 14 of 15
Valued Contributor

Re: For other rebuilders...shocking Cap1 approval.

Technically there should be 4 scores. Remember Capital One also pulls Innovis, 4th CB in US.

Message 15 of 15
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