Fraud question

[Remedios]

I've gone for years without a single instance of CC fraud.

Then, in April, Chase sent me a text asking if it was me buying $100.00 worth of flowers from ProFlowers.

Nope, not me, I hate flowers. They send a new card. 

Not even a week later,  someone in Tokyo orders a pizza. Amex let's it go through, despite the fact I used physical card mere two hours before. Okay, fine. 

I still wasnt terribly alarmed, stuff happens, right..

A week after that, I'm watching five notifications come through, five Lyft holds on Cash+. Color me extra paranoid now. 

I had US bank replace both Cash+ and AR. 

After that, I locked CSR, because I was using it, hold times were horrible, and I couldn't request a card with new number via app. 

Then two days ago, I get email telling me a transaction was blocked, something like $6.00 for some construction company 🤦‍♀️

The only thing that I can think of is all those cards being used on the same website, then card info sold.

Because I cannot isolate which one with certainty, does it make any sense to preemptively ask for replacements on all cards used for online shopping. 

Pay no attention to label below, it's making me use one, and none are applicable 

[tcbofade]

Yes, I would ask for replacement cards on ALL accounts used for online payments.

Sorry this has happened to you. 

[coldfusion]

You posing this question is enough that you should just go ahead and do it.

[CreditCuriosity]

Stop visiting questionable sites on the internet(you know what i am talking about) and problem is solved would be my guess with your streak of bad luck .

My whole life of credit history never had fraud i know about on any of my accounts other than "friends" stealing a few of my CC's from my car, etc..  Strange as i visit some of said sites above shrug?

[Remedios]

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@CreditCuriosity wrote:

Step visiting questionable sites on the internet(you know what i am talking about) and problem is solved would be my guess with your streak of bad luck

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😮

🤫

[Anonymous]

And while the major threat for card stealing malware is still probably on ecommerce sites servers, do a check of your computer/phone for such malware

[Brian_Earl_Spilner]

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@CreditCuriosity wrote:

Stop visiting questionable sites on the internet(you know what i am talking about) and problem is solved would be my guess with your streak of bad luck .

My whole life of credit history never had fraud i know about on any of my accounts other than "friends" stealing a few of my CC's from my car, etc..  Strange as i visit some of said sites above shrug?

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Those sites.😮 You naughty, naughty boy. You know you don't need to shop at Fingerhut anymore.

[Brian_Earl_Spilner]

There are plenty of cases of fraud on new cards that have never been used before. I wouldn't go through the hassle, especially if you have alerts and check your transactions often. It's not like you don't have other cards to use in the meantime. In addition, most of the cards you use regularly can be overnight replaced.

[Remedios]

I live a very boring life 

The most questionable website I ever used cards on is probably Dominos 

That excludes "look but dont buy" websites. 

[Anonymous]

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@Remedios wrote:

I live a very boring life 

The most questionable website I ever used cards on is probably Dominos 

That excludes "look but dont buy" websites. 

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Not to raise intra-family conflict (well, yes, may as well), but you have teen age kids?  Is it possible that they have been even more risky (extreme KFC for instance)?   

But as others have said, fraud can happen in all sorts of ways, don't need to have used the card, so online might have nothing to do with it.