Fraudulent charge blocked by Chase

[Sevenfeet]

Well Chase's fraud department is on the job and apparently has my back.  Yesterday someone tried to charge over $1500 in a children's clothing store in Houston...and I don't live in Texas.  They notified my wife (since she owns the card; I'm an AU) and the cards have been shut down with new ones due to arrive overnight tomorrow (the original charge was blocked at point of sale).  I've reviewed all Chase Freedom charges in 2013 and I can't find any other instance of a fraudulent purchase, so I think we're in the clear.

My wife wants to know how this happened.  Sadly since I work in enteprise IT, I know a lot of ways it could have happened.  Most likely it was either a skimmer that one of us didn't notice at point-of-sale, or an unscrupulous waiter skimmed it in a restaurant.  That's less likely since we haven't used this card in a fulll service restaurant in a while, but still possible.

Just be careful out there boys and girls.  EMV tech for cards cannot come fast enough in my book, but even then we'll stilll need anti-fraud heuristics back at the data center.

[09Lexie]

Good job Chase! Glad they caught it!

[broseph23]

Chase is super good about catching fraud. In February, the called me to say they denied over $2000 of online charges that were made to my plus1 card. Thing is, that card hadn't been used since August, and was SD since sept so I have no idea how someone got the number!

[jm00ser]

Good to hear.

Had my Amex card used fradulently last week myself. Crooks are getting pretty good with obtaining that kind of info. Luckily for me it was just a $30 purchase from an infomercial per the Amex rep...

[09Lexie]

I set alerts for Chase to notify me by text ( Discover too) I can choose limits, online/phone charges, etc can't be too safe.