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Having just got the CSP, mainly for the bonus, I was thinking about the Freedom as a point source, but it still looks pretty meagre to me. So, those with this card, how much points/cashback are you seeing? Do you max out each quarter?
@bs6054 wrote:Having just got the CSP, mainly for the bonus, I was thinking about the Freedom as a point source, but it still looks pretty meagre to me. So, those with this card, how much points/cashback are you seeing? Do you max out each quarter?
if you have a chase checking account its more beneficial..
i dont max out whatsoever, i usually see anywhere from 25-75 dollars a month, depending on spend.
like last quarter i loaded my starbucks gold card a few times. (100 each) (i personally probably spent more then half myself, but i also got drinks for coworkers etc.. and they gave me cash)
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Bumping as I know there are more Freedom users out there!
I am just interested in the potential of Freedom for UR points. As creditnocash says, a checking account can boost (by 10% once grandfathering disappears) the points somewhat, but what base are people seeing today.
Maxed out last quarter. I'll make a trip to Lowes sometime this quarter and buy some gift cards to max out. Don't remember what the options are the rest of the year.
@enharu wrote:
I have chase checking. Do I get some kind of bonus for my freedom? Do I have to activate or sign up?
I just got it this quarter, last week to be exact. I have spent about 600 on restaurants on that card now if only they can increase the cap to 6000 total across all sections, rather than just 1500 per quarter. I can easily max out the restaurants and amazon shopping.
With a checking account, you can get 10% bonus on all your points, used to be a much richer reward structure but that is going away for all.
@09Lexie wrote:
I just got my card about 2-1/2 weeks ago. Thinking about opening up a checking account but not sure if it will be worth it. So far, I have put about $500 on the card. I'll update my info regarding the points.
You should be seeing an offer of $200 to open up a Chase checking account. I went ahead and took advantage of the offer. Where I work, I can have several banks set up for direct deposit of my salary, so I just have a direct deposit going to Chase to cover my Freedom card payment. The checking account is free with direct deposit of $500 per month.
To answer the OP's question - I'm averaging around 3500 points per month. Some of that is from the 5% categories, the rest is just 1%.