Yep, the brain rattles around a lot more nowadays making conundrums into mazes. 
Thanks for your input.
Thanks for your input.
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:Fair enough. Either option will work then. If you want Chase UR points to be your main "reward," apping for the Freedom and using both Chase cards is the best option. If you just want to get rid of the Freedom Unlimited due to redundancy, then a PC is best.
Figured a CF would be a good match to my Discover it and Cash+ for more 5% cats, since my PPCBMC covers all other bases. Tempting to try apping now, but 4 cards in the past 2 months, don't want to spook Chase. Still got time to work it out.
Are you planning on SD the CFU? You can probably just PC it now without AA if you wanted, that's what it sounds like you want to do. Or do you want to app for that SUB?
From what I've read, Chase requires you having the card a year before you can PC, and mine was opened early Feb this year. If I could PC now, I would have. It will likely get SD'd until I can PC unless I app for the CF earlier. That's the conundrum currently.
If I app for the CF, I can get the card earlier and the SUB, however, I would have an SD'd card. If I wait, I don't get the sub, but I keep a growing account in my wallet without any pulls, etc, and by then higher CL hopefully.
Wait! You just got the CFU in early February of this year? And you already know you don’t like it? That was only a few weeks ago. Did your credit card strategy completely change in those few short weeks? I don’t understand why you didn’t just apply for the CF instead of the CFU in early February.
The problem between the Chase Freedom and Chase Freedom Unlimited is that they have nearly identical approval standards. As a result the preapproval system will more likely list the later than the former when checking. You actually would have qualified for the Chase Freedom but you only needed to do a cold app which clearly you had no wish to do. Hindsight sadly is always 20/20.
@zerofire wrote:The problem between the Chase Freedom and Chase Freedom Unlimited is that they have nearly identical approval standards. As a result the preapproval system will more likely list the later than the former when checking. You actually would have qualified for the Chase Freedom but you only needed to do a cold app which clearly you had no wish to do. Hindsight sadly is always 20/20.
Well... Poop. Ah well, browsing around my Chase account I'm looking at Shop Through Chase, which would make the CFU really handy for online. Looking around on info of it, it seems to stack ontop if you use the Chase card. i.e. if it offers 2% at a store, buying with the CFU makes a total of 3.5% which can really bolster the CFU. Including the CF if it's within a cat, it'll be 5%+ whatever on the portal. Now having both in the wallet is looking preferable for online shopping. 
Figure Chase'll toss me a CF around July if I keep good on my current card?
EDIT: Pfft... Logged into Chase and they have a prequalified offer for a Chase Slate under the "Just for you" ehhh no thanks. It seems to be exactly the same as my CFU (as far as APR offers and %), minus the rewards... though it does say free FICO score, assuming TU... My Discover covers that, thank you very much.