cancel
Showing results for 
Search instead for 
Did you mean: 

GE CLI help

tag
texasman07
Established Contributor

GE CLI help

So I was upgraded to ViSA on both gap and AeO. Hit my 4th statement and no CLI, called back door credit solutions and still denied. My FICO is 698. The letter they keep sending me says they pulled my report from dec 2012. I called the Backdoor and ask for a manual review and still get denied. What gives ???
Message 1 of 9
8 REPLIES 8
BearsAndTurtlesRtheBest
Senior Contributor

Re: GE CLI help

I have a question for you!!! How long did you have  AE store card when offered VISA upgrade?? And was your AE store CL when offered upgrade?? Call the backdoor number!!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 2 of 9
BearsAndTurtlesRtheBest
Senior Contributor

Re: GE CLI help

this is the number i got from here: GE Moneybank: 866-519-6441 (Credit Analyst/Credit Solutions)

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 3 of 9
zerobacan
Established Contributor

Re: GE CLI help

What is the reason the letter says for the denial?

 

Not enough experience with the current limit?

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 4 of 9
sarkell
Frequent Contributor

Re: GE CLI help

I'd wait somemore ge it's all about when they pull new reports I got denied in march for a cli using a December report. But sometimes then two months later I get a cli.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


Take the myFICO Fitness Challenge
Message 5 of 9
LS2982
Mega Contributor

Re: GE CLI help

GE also likes heavy usage on the cards



EQ FICO 548 3/3/16
Message 6 of 9
texasman07
Established Contributor

Re: GE CLI help

I use cards heavy. Got upgraded after 15 months . Called both back doors . Letter states now using a score from January . Saying high credit usage and inquires when I only have 1 inquiry
Message 7 of 9
BearsAndTurtlesRtheBest
Senior Contributor

Re: GE CLI help

Hmmm call backdoor number!! That should be your last hope

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 8 of 9
power123
New Visitor

Re: GE CLI help

You have to have the score as well above 710 for better results

And you have to keep calling once a month

P.S If they tell you high utl,is the key on the increase

Good luckSmiley Happy

Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.