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GE Capital/ Chase Freedom and my fico roller

Community Leader
Senior Contributor

Re: GE Capital/ Chase Freedom and my fico roller

dubcee33 wrote:
So I recon this morning but still denied...The guy sounded like he was willing to approve but just couldnt due to the sheer number of unpaid collections even though most are about 7 years sounded to me that even with the collections, if they were paid...he would have approved...[I had a paid judgement and he said its paid so he's not worried about the PR..

Correct - for most lenders, any high number of unpaid collections presently showing on your CR (regardless of age) are going to be a tough sell to leverage any reconsideration efforts.  Over time, as most of these fall off/get removed from your CR, then those chances will improve.

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