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I'm so disappointed. I did an in-store app for the TJX rewards card and was not approved. I called the backdoor number for recon and was told it's a "hard" decline and they can't recon. This was my second inquiry this year and I hoped would be the last. My plan was to manage my NFCU nrewards and TJX rewards Mastercard, garden, and finish repairing til next year.
Maybe, it was too soon?
Sorry to hear that..when you get the denial letter it will point out what needs work and then you'll get em next time!!!!
Thanks for the words of encouragement! Very much appreciated. Hopefully, soon I'll have Comenity updated, PRA removed and Midland removed. They are paid and I await a response to my GWs. I probably should've waited
Its just frustrating...I spend so much money in that store and I really want the card.
for that range of scores you may get cards from GE (PayPal Smart Connect & Amazon store). I was getting denied by GE when i was in low 600s. Once my scores crossed 650 mark i got approved for Walmart store card (GE Product)
Thanks for the information. Yes, the scores are current as of today.
Wow, really!?! Why so high of a score needed? Even for the store card? Dag. That's on Nordstrom level! I thought GECRB/GEMB was pretty easy on requirements, no?
I would love to know the scores for those that have the TJX store cards with a $200 limit?
I will continue to repair and try again. 650+ is in my near future
@fixmycred14 wrote:Wow, really!?! Why so high of a score needed? Even for the store card? Dag. That's on Nordstrom level! I thought GECRB/GEMB was pretty easy on requirements, no?
I would love to know the scores for those that have the TJX store cards with a $200 limit?
I will continue to repair and try again. 650+ is in my near future
Sorry to hear of the denial
Bravo on continuing to garden and repair your CR's I think this will lead to a lot of approvals in the future
@myjourney wrote:
@fixmycred14 wrote:Wow, really!?! Why so high of a score needed? Even for the store card? Dag. That's on Nordstrom level! I thought GECRB/GEMB was pretty easy on requirements, no?
I would love to know the scores for those that have the TJX store cards with a $200 limit?
I will continue to repair and try again. 650+ is in my near future
Sorry to hear of the denial
Bravo on continuing to garden and repair your CR's I think this will lead to a lot of approvals in the future
+1
Once those factors improve OP, then you can try again with them. The cleaner your profile and the higher the score, then you'd be positioned for the MC instead of the store card (unless you're ok with just the store CC). Now, their rewards are nothing to write home about, but they are decent if you shop there frequently or Home Goods. I have their MC.