Which GE cc are you considering? How long ago was your BK discharged?
Is this Ultra Jewelers??
@Zelaya wrote:
The store name is Fashion Time in Virginia. The BK was discharged on October 2011 but I've accomplished couple credit cards with low balance and a auto. I don't want to waste a HP if they will denied because of BK
GE is pretty forgiving with BK but your not even 2 yrs out of it yet. How long have your other accounts been open??
GE usually pulls TU and like LS can be pretty forgiving. I'm not sure if this GE product will pull from Exp or TU. my Sony Card is GE and it pulled EX, CareCredit AFAIK is Ex too.
I assume you did not file on GE 😁
I assume you did not file on GE 😁
Well I'm gonna say that YMMV, but my bk was discharged in Nov 2012 so its only been 5 months. I have gotten Paypal $800, JCP $1500, Walmart $2500 and Amazon $1500. My bk is clearly listed on all 3 CRA's along with a few baddies from the BK and these were all instant approvals. I also have somewhat of a thick file, AAOA is 5 to 6 years. I took a tank on that for opening up so many cards lately...LOL!
But what are your scores and what does your credit look like? What CC's do you have? What is your util?
@Zelaya wrote:
My auto loan just hit 12 months and my first credit revolving will be 1 year next month. Most of jewelry store in Tyson mall uses GE Capitol. If they pull TU I really don't mind. My current FICO score is 637 which is kind of low. I'm currently in garden diet but I really don't want to use my other card because I don't have no zero interest offers.
Give it a shot!! It is YMMV, good luck to you!!!
@Zelaya wrote:
My auto loan just hit 12 months and my first credit revolving will be 1 year next month. Most of jewelry store in Tyson mall uses GE Capitol. If they pull TU I really don't mind. My current FICO score is 637 which is kind of low. I'm currently in garden diet but I really don't want to use my other card because I don't have no zero interest offers.
Hmmm well the score might present a problem. I should have also stated that at the time I app'd my scores, including TU were above 700. I think you still have a chance but the odds maybe decreased now with your score. What is holding your score down? Do you have any baddies? What is your util?