GE MONEY BANK

[RozBuds]

I have many of their cards and have never had any problems. Payments post on time. Customer Service always good (so far). Receive CLI on all without asking. So far...so good.

[bichonmom]

Thanks for the info! Maybe I'll luck out and my ON card w/upgrade to an ON visa in the future.

[Prettylady1]

I love GEMB! they have been very good to me! I have 2 JCP card, walmart card and a dillards card. My dillard's has a 3400 limit and 2300 on JCP. I love them!

[ALP]

I have several GEMB cards (probably too many for the FICO gods to show me favor), but I have never, ever had a problem with them.  I will say that prior to the new consumer protection laws, they seem to change their due dates around from month to month and I ended up paying one day late on my Amazon card.  I called CS and they elimated the late fee due to my "excellent payment history with them".  I was fearful that little incident would affect future cli's, but it didn't.  I have continued to receive a cli every 4 months on all my GEMB cards (except CareCredit - they seem to auto cli from time to time).  I carry a balance usually when there's a promotional offfer, such as Lowe's 18 months 0%.   I think the only GEMB card I have that doesn't seem to offer promotional interest rates from time to time is JCP maybe?? 

[john398]

Whats odd to me on payments is when I pay my walmart card online it defaults to the due date not the current date so have to go in and change that

[laz98]

amazon has been generous with me, & i'm very thankful for that!  i just got the walmart card, so we'll have to see how that one treats me

[OnTheRebound]

We Have two GE accounts. Lowes and CareCredit. Never a problem. They have always been very generous with CLI's. Matter of fact, when my wife applied for CareCredit, they initially gave her a $2500 CL. I called immediately and explained to the CSR that she was scheduled for $2600 (which is true) worth of dental work. She immediately increased it to $5000.

The Lowes account went from $2000 to $10000 in less than 2 years.

[Anonymous]

I have 1 card with them, a Lowes credit card. I have never had any issues. I dont really carry a balance on it, mainly use it for their finance offers or 5% off. GE did offer me credit soon after BK (heck I even included my Lowes CC in my bk almost 10 years ago and they still gave me credit). Now, it is my highest CL card at $10,000 higher than any of the VISA, MC or Discover cards I have.

[Prettylady1]

On the rebound...that's great your lowes card had an increase that much in 2 years. Would you mind telling me what your score is? I have several GEMB credit cards but can't seem to get approved for a lowes!!!

[MagicShot]

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@Prettylady1 wrote:
On the rebound...that's great your lowes card had an increase that much in 2 years. Would you mind telling me what your score is? I have several GEMB credit cards but can't seem to get approved for a lowes!!!

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What was the reason they denined your for a lowes card? I got a lowes card that started at like 500-600 and now its 6,000+