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Hello All!
I've been reading these boards for quite some time as I work on building my own credit. As of last year around this time my scores were in the 500's with no credit and lots of collections. I hired someone that was recommended by my realtor that has helped me by writing letters and getting almost all of the collections off my credit. Right now my TU Fico is 725 according to Walmart. I just wanted to let everyone know how good GE Money Bank has been to me. I started with a secured Capitol One last July and in Oct I got approved for Walmart Discover $2500 limit. They auto increased it to $3000 in January. Yesterday I applied for the Sam's Discover and was approved for $1800 and the Old Navy Visa for $1000. I've also had luck with pre-approvals at checkout with Buckle, Express, ShopNBC and VS. I cannot believe how far I have come in less than a year!
Just thought I would share a little luck of my own...
@Anonymous wrote:Hello All!
I've been reading these boards for quite some time as I work on building my own credit. As of last year around this time my scores were in the 500's with no credit and lots of collections. I hired someone that was recommended by my realtor that has helped me by writing letters and getting almost all of the collections off my credit. Right now my TU Fico is 725 according to Walmart. I just wanted to let everyone know how good GE Money Bank has been to me. I started with a secured Capitol One last July and in Oct I got approved for Walmart Discover $2500 limit. They auto increased it to $3000 in January. Yesterday I applied for the Sam's Discover and was approved for $1800 and the Old Navy Visa for $1000. I've also had luck with pre-approvals at checkout with Buckle, Express, ShopNBC and VS. I cannot believe how far I have come in less than a year!
Just thought I would share a little luck of my own...
Welcome to the forums!!!!!
CONGRATS on your approvals!!!
It looks like you've obtained alot of recent credit, you may want to visit the Garden Thread:
http://ficoforums.myfico.com/t5/Credit-Cards/Garden-Club-Meeting-March-2013/td-p/1915639
This will help set you up for the prime banks and higher CL's!
Thank you! I am definitely in the gardening club for awhile! My goal is Chase Freedom and Discover IT hopefully at the end of they year. By that time, I will have over a year of solid credit history and perfect payments.
Congrats !
SisterGirl
GE has been really good. I also started with my Cap One card last July and over the past week was approved for Walmart, American Eagle, and Amazon store. Going to let that go til the end of the year before I apply for another major card. Congrats on your approvals.
Congrats, you're on the up and up!!!