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GE credit card

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Anonymous
Not applicable

GE credit card

Having alot of GE brand credit card is it good or bad..

BR
Chevron
TJmaxx
Room2Go
JCPenny
CareCredit
Dillards
Message 1 of 21
20 REPLIES 20
pizzadude
Credit Mentor

Re: GE credit card


@Anonymous wrote:
Having alot of GE brand credit card is it good or bad..

BR
Chevron
TJmaxx
Room2Go
JCPenny
CareCredit
Dillards

I don't think it is necessarily bad, lots of people have GECRB accounts with various retail stores.    They are pretty good with CLIs ( soft pull ) and approvals, so they are popular with rebuilders.


 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 21
LS2982
Mega Contributor

Re: GE credit card


@pizzadude wrote:

@Anonymous wrote:
Having alot of GE brand credit card is it good or bad..

BR
Chevron
TJmaxx
Room2Go
JCPenny
CareCredit
Dillards

I don't think it is necessarily bad, lots of people have GECRB accounts with various retail stores.    They are pretty good with CLIs ( soft pull ) and approvals, so they are popular with rebuilders.


 


+1

 

The CLI's you get make it worth it if you can afford the INQ's and have a decent AAoA.




EQ FICO 548 3/3/16
Message 3 of 21
Anonymous
Not applicable

Re: GE credit card

Room2Go and CareCredit is 0 balance since it open.

JC
BR
Dillards
Chevron
Tjmaxx
Opps forgot Amazon
They 0 balance of March just pay it off..it is going to be 0 balance for a while..except amazon man I luv that card I use and abuse it..lol


But will I still get CL increase down the road with 0 balance..
Message 4 of 21
Anonymous
Not applicable

Re: GE credit card

I forgot to add
Walmart...
Message 5 of 21
LS2982
Mega Contributor

Re: GE credit card

I really want Amazon and Lowes but I'm going to wait until next year when all INQ's are gone for them.




EQ FICO 548 3/3/16
Message 6 of 21
Anonymous
Not applicable

Re: GE credit card

Oh yea and Lowes too... gosh I'm getting old but still keeping up with the credit industry
Message 7 of 21
Anonymous
Not applicable

Re: GE credit card

@ls2982 yes amazon is the best card out of what I have I like to do no interest for 6 or 12 month..
Message 8 of 21
Anonymous
Not applicable

Re: GE credit card

Does anyone know how long GECRB will keep your accounts open before closing them due to lack of activity?
Message 9 of 21
pizzadude
Credit Mentor

Re: GE credit card


@Anonymous wrote:
Does anyone know how long GECRB will keep your accounts open before closing them due to lack of activity?


If you want to be safe, you should probably use them at least once every 3 months or so.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 10 of 21
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