Re: GE does not waste any time!!

snowkitty · ‎10-04-2012

I was just approved for the Sam's Discover this past weekend and GE is already reporting on my credit reports. On all my GE cards, they have posted before I even have the card in hand...lol Bofa and Discover was pretty quick too. But my gas cards (chase,citi) have been opened a few weeks and are still not showing up. Also my victoria secret is not showing up either. I wonder how long it will take for those to show up? Do they normally wait until the first purchase, first billing cycle, or what? Or is GE just really on the ball?

jsickz32 · ‎10-04-2012

My walmart card hasnt reported yet because i havent used it yet and its been 2 months since it was opened

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

jsucool76 · ‎10-04-2012

My walmart reported before I even got it in the mail. The initial report doesn't take into account whether you used it or not, because I hadn't used mine yet when it had reported.

There might be an issue with your account.

Also OP be aware, I'm not sure if sam's does it, but my walmart reported mid cycle the first month once I had made a purchase and updated the balance.

jsickz32 · ‎10-04-2012

No issue at all i just signed in to my account yesterday to see if i got my TU scores.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

ninjamike81 · ‎10-04-2012

I also had my walmart store card report before I even recieved it in the mail

Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750
WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $3600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $24,500, CHASE FREEDOM 10,500 KAWASAKI GOOD TIMES CARD $31,500

calihlove75 · ‎10-04-2012

@jsucool76 wrote:
My walmart reported before I even got it in the mail. The initial report doesn't take into account whether you used it or not, because I hadn't used mine yet when it had reported.

There might be an issue with your account.

Also OP be aware, I'm not sure if sam's does it, but my walmart reported mid cycle the first month once I had made a purchase and updated the balance.

I have not used my Walmart yet, but I noticed that that it 'updated' twice with the zero balance under new account numbers. When I first applied online they gave me a temporary account number. I am wondering if the people that get this mid cycle update during the first month are experiencing the account number changing which unfortunately would reflect any balance update?

****edited to say I received an alert of a new account added to my report twice (once before I received the card and yesterday). Both were under different account numbers and both were the Walmart Discover

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050

jsucool76 · ‎10-04-2012

Im not saying your account may be closed, but if it is yet to even show up on your reports there is an issue with the reporting.

Not a big deal if yiu have well built credit, but if you were using it to build I would call up.

jsickz32 · ‎10-04-2012

same thing with my lowes card it hasnt reported cuz i havent used it. And same thing was with my BB store card, i used it to buy some earbuds and on my way to my car i got an alert from USAA and Discover that a new account had reported and that was the BB card.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

gettnthere · ‎10-04-2012

@Jsu,

Walmart just did the same to me. They reported on the 30th of Sept. and then again yesterday. Thought it was pretty odd.

Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12

jsucool76 · ‎10-04-2012

Well BB is cap1, not GE. Cap1 is notorious for terrible reporting.

GE does not waste any time!!

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GE does not waste any time!!