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GE visa signature!

tag
B335is
Moderator Emeritus

Re: GE visa signature!


@navigatethis12 wrote:

I rang an analyst and was told the real limit is 16,000. I wonder if they read it wrong and it's 1600, because I've never known them to give a starting limit so high. It's funny because among other limits I now have  8000, 10000, 12000, 13000, 14000, 15000, 16000, and 17000. Kind of funny how it seems they're all trying to go in order.


WoW!!!  Very nice, wonder what your APR will be!

Message 41 of 53
FinStar
Moderator Emeritus

Re: GE visa signature!


@navigatethis12 wrote:

I rang an analyst and was told the real limit is 16,000. I wonder if they read it wrong and it's 1600, because I've never known them to give a starting limit so high. It's funny because among other limits I now have  8000, 10000, 12000, 13000, 14000, 15000, 16000, and 17000. Kind of funny how it seems they're all trying to go in order.


If it is $16K, then that is a pretty good starting CL from GECRB!  And, for this new card for that matter.

Message 42 of 53
navigatethis12
Valued Contributor

Re: GE visa signature!


@cheon1 wrote:

just called 5,000 limit


Nice. Hopefully it's the Signature.

 


@B335is wrote:



WoW!!!  Very nice, wonder what your APR will be!



The rate with the terms on the approval said 24.99% which is their second teir.

 


@FinStar wrote:

@navigatethis12 wrote:

I rang an analyst and was told the real limit is 16,000. I wonder if they read it wrong and it's 1600, because I've never known them to give a starting limit so high. It's funny because among other limits I now have  8000, 10000, 12000, 13000, 14000, 15000, 16000, and 17000. Kind of funny how it seems they're all trying to go in order.


If it is $16K, then that is a pretty good starting CL from GECRB!  And, for this new card for that matter.


Yes it is. I've seen people get Lowe's and only get 500 or something, so this is a real surprise.

Message 43 of 53
cheon1
Valued Member

Re: GE visa signature!

was the Signature.


Sdfcu EMV Visa Platinum $25,000 |Tobbyhanna Visa $15,000 | Discover $3,500 | Psecu Visa $20,000 | Amex Delta $6,500 | Lowes $15,000 | Occu Duck Visa $7,500 | Amex Platinum NPSL | | Chase CSP $20,000 | Chase Southwest Premier $ 12,000 | Citi Double Cash $6,500 | Citi World MC $ 10,400 | Capital One GM Elite Mastercard $7,500 | Boa $12,500 | Chase United Explorer $ 5,000 | PayPal MC $6,000 | Boa Cash Rewards $5,000 | Amex SPG: $3,000 | Chase Marriott Rewards Premier $9,200 | Diners Club Premier $40,000 | Diners Club Elite $40,000 | Barclaycard Arrival+ $13,000 | BOA Royal Caribbean Visa Signature $ 5,000 | Ritz Carlton Visa $10,000 | Amex Everyday $4,500 | Barclays US Airways $4,000 | Citi Prestige $7,000 PenFed - AMEX Travel Rewards $18,00 | PenFed Promise$18,000 Citi ThankYou Premier $4,500
Message 44 of 53
navigatethis12
Valued Contributor

Re: GE visa signature!


@2FixMyCredit wrote:

I applied and was denied.  Underwriter said that their standards for this card are significantly higher than many of their others, didn't give an exact reason why though

 


I'd wait for the letter and see the reason why. You could also try rining back to get someone who can tell you exactly why, although I'm not sure if they do that.

 


@cheon1 wrote:

was the Signature.


Nice.

 

I just looked at Experian and the account is reporting there already, which is less than 24 hours. The limit is indeed 16,000, so maybe General Electric will give higher starting limits on this. They usually do it when you apply in the store vs online, but obviously you cannot do that with this.

Message 45 of 53
cheon1
Valued Member

Re: GE visa signature!

I just looked at Experian and the account is reporting there already also.


Sdfcu EMV Visa Platinum $25,000 |Tobbyhanna Visa $15,000 | Discover $3,500 | Psecu Visa $20,000 | Amex Delta $6,500 | Lowes $15,000 | Occu Duck Visa $7,500 | Amex Platinum NPSL | | Chase CSP $20,000 | Chase Southwest Premier $ 12,000 | Citi Double Cash $6,500 | Citi World MC $ 10,400 | Capital One GM Elite Mastercard $7,500 | Boa $12,500 | Chase United Explorer $ 5,000 | PayPal MC $6,000 | Boa Cash Rewards $5,000 | Amex SPG: $3,000 | Chase Marriott Rewards Premier $9,200 | Diners Club Premier $40,000 | Diners Club Elite $40,000 | Barclaycard Arrival+ $13,000 | BOA Royal Caribbean Visa Signature $ 5,000 | Ritz Carlton Visa $10,000 | Amex Everyday $4,500 | Barclays US Airways $4,000 | Citi Prestige $7,000 PenFed - AMEX Travel Rewards $18,00 | PenFed Promise$18,000 Citi ThankYou Premier $4,500
Message 46 of 53
MACFRME
Frequent Contributor

Re: GE visa signature!

This thread is giving me the itch! I just fired two Comenity cards. Wouldn't it be great to replace them with a GE Visa Siggy card? Please, no one say yes!

Cards I Carry
$7.5K $23K $5k $300(SEC) $500 $300 $1,500 $800 $800
Total Available Credit: $39.7k | FICOS: EX 659 | EQ 661 | TU 673
Message 47 of 53
FinStar
Moderator Emeritus

Re: GE visa signature!

May we suggest the following? Smiley Wink   Don't app just to app...

 

Message 48 of 53
youngandcreditwrthy
Senior Contributor

Re: GE visa signature!

Hahahhahahaha anti-itch cream.
Shockingly, I have no desire to app for this card.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 49 of 53
FinStar
Moderator Emeritus

Re: GE visa signature!


@youngandcreditwrthy wrote:
Hahahhahahaha anti-itch cream.
Shockingly, I have no desire to app for this card.

Me either.  The way things are going with GECRB and being that this CC would duplicate many of the rewards available through the other GE CC's, it just wouldn't be worth it.

 

I think GECRB left you with a stink bug so I can honestly understand not wanting to get any more CCs with them again.  In no time you'll build your BOA, Chase and maybe others (you should eventually look into the Fidelity AMEX or Visa (backed by FIA/BOA)... in the future of course, in the future..LOL.  Otherwise, without giving you that disclaimer, Lexie and myjourney will think I'm being a bad influence and encouraging you to apply again.  Robot LOL

 

Message 50 of 53
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