DGF has an AMEX SPG basic card from 2017. She did not get an upgrade offer in 2018, so applied separately for the AMEX Bonvoy Brilliant. Two AMEX.
Two months ago she applied for CSR, instapproval for $34k. We finished up the SUB spend recently for that.
With the two AX, she does not want to keep the basic $95 card, so we waited on hold two weeks ago to try to close it, never got off hold for half an hour and hung up.
Tried again tonight, and after a few minutes on hold, got a CSR. She told him she would like to close the card and move the limit. He clicked thru some of the steps, but came back with an offer of 20,000 points for $2k spend in 3 months. I gave her the thumbs up, so now we work on that.
Her $95 AF doesn’t come up until September and that isn’t even a requirement of this spend offer.
High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765