Good morning boys and girls. Happy Easter, Happy Sunday, Happy Passover, Happy How the heck is it snowing on Easter? #False Spring.
Ran all six Fico 8 scores this morning... as predicted, I lost 15-20 points across the board, but DW gained every one of those and more.
She and I both have a little misbehaving to do this month, but then I'll settle down for a while and possibly a Gold spade. Her plans are still at an if/than crossroads and we'll have a more definite plan for her in a week or so.
So far, we've paid off one auto loan and four credit cards in 2018 and I fully intend to pay off SOMETHING every month this year.
So my last app was for <redacted> on 3/16. Approved] With my Nov-Mar 2017 App Spree--my TU and EX have dropped nearly 50pts. How long will I have to garden to get my scores back up. EQ has held strong, for some reason-freezing it and Innovis report simultaneously.
I've accumalated 12 CC and Store Cards combined. Surprised that its actually that many.
TU [F8 633] 18%UTI 18 INQ.
1.9yrs AAOA 1 Baddie /2012 Ch7
EQ [F8 699] 17%UTI. 23 INQ.
2.11yrs AAOA 0 baddies
EX [F8 638] 21%UTI. 11 INQ.
11.9yrs. AAOA 1 Baddie 2012/Ch7
Mod note: Remember the Garden Club rules! --UB
Been a reader for much of my rebuild starting in 2015 (wish I had seen then, a lot of the things I've been reading recently). First time poster last month. I'll get my bronze spade on the 18th. Plan on staying in the garden indefinitely. The next pulls I have coming up should be either an auto loan refinance or *fingers crossed* my first mortgage. I'm a ways off from that financially though.
My sister came to me asking for help with her rebuild last month so I'll have something to keep me entertained. She's got a long road ahead of her (Fakos @ 472) but with the help of the boards here, I'm sure we'll be able to formulate her a good plan.
Thanks for vast resources, knowledge and experience!
Happy Easter garden peeps!
I logged in this morning and found I received huge CLIs on all my cards!
@bikbilt... I see you have an AVs card...go AVs!!!
I'm a huge fan and season ticket holder. Hoping we can pull of a post season run! Just wish that card would give me a great cash back rate on the tickets haha.
Headed to whole foods.
Back to my spade safe and sound...TU went up 24 points last month! Noooo apping the future, it's Spring and this garden is-a-gonna-grow! Happy Easter everyone!!!!!