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@AverageJoesCredit wrote:
Gregory1776 being thst your account is new , i would just go for the 3x , as thats the tried and true method for free sp luv from Amex. Asking for more might be possible but may invite a hp. Lots of people get low sl and put tons through it and that sometimes doesnt sway Amex to give up the ghost. Just think you could go to 6 then 18 in only 2 steps Patience is the key lol.
OK. Thanks, I cant wait to the 23rd! and than Febuary 23, 2018! I do hope they will give me 18,000 at that point, NOT that I'd come close to ever coming close to needing that much credit. Ill never spend more than 2,000 in a month!
Hey HoneyRock! Great work! I remember when you first started gardening.
Do any of your other cards have 0% or low APR offers? I would go that route first before giving up your soon-to-be palladium spade!
Hey Bella07... Thanks a bunch. I have another card with a lower interest rate but the credit limit is just a small fraction of my large card. BTW.... I pulled the soft pull trigger for one of my CC (not department store cards) and I got the increase. YAY!!!! but again, not nearly as close to the large balance I'm looking to have placed on a low limit loan OR another CC. So far my thoughts are a slow pay off so I can just stay in the garden but all thoughts and suggestions are apprecited. I'm in here for a reason so I will always be open to suggestions that will help
Good morning boys and girls.
Guess who has today off from job A?
Honestly, I had forgotten that I had requested it... never got an approval or denial email, was updating my time card yesterday and saw that I have eight hours of PTO today and nothing on my calendar.
Lots to do around the home front tho...and I'll go to job B this afternoon.
Hope you're all off to a good start!
@Anonymous wrote:Checking in for August!
Committed to the garden, and letting my accounts age and grow. Looking forward to staying planted for a while!
Garden strong everyone!
+1..me tooo.....
Hey! Here's something I don't get to say often...
DW got a soft pull CLI this morning! Woot!
Happy Friday morning gang. My Open Sky reported a zero balance and my score went up 20 points. This credit stuff is easy.
My NFCU card reported a larger than normal balance and it didn't change anything. It wasn't crazy but it was hovering around 50%. Gotta get that worked out next bonus check. But on the other side that IS my daily driver and all that.
Hope everyone is doing well. I had one hard pull for my new apartment and a soft pull for ulities since I was already a customer. That one was a pleasant surprise. Just couting down until two more weeks when I can ask NFCu for a CLI. And maybe a second card to replace my Open Sky. Until then I'm gonna go eat some dirt or something.
@HoneyRock wrote:Hey Bella07... Thanks a bunch. I have another card with a lower interest rate but the credit limit is just a small fraction of my large card. BTW.... I pulled the soft pull trigger for one of my CC (not department store cards) and I got the increase. YAY!!!! but again, not nearly as close to the large balance I'm looking to have placed on a low limit loan OR another CC. So far my thoughts are a slow pay off so I can just stay in the garden but all thoughts and suggestions are apprecited. I'm in here for a reason so I will always be open to suggestions that will help
Thank you for now inspiring me to garden!
Boy, it would be so good to get that balance on a lower APR. I see AJC had some thoughts, and I agree with him, but that is a decision you have to make as to which route you want to go, being slow paydown or getting that balance on a lower APR one way or another.