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sooo.. disco just sent me an email with a 9 month update on how much cash back ive earned so far.. ha its really not much.. mostly because i did not understand how the 5% categories worked and plus ive been using my ventureone a lot..and this quarter and next quarter is pretty much lost on me.. i drive 10 miles round trip to work every day and bf only has to get gas every few days.. we do grocery shopping at super walmart which is neither a wholesale club nor a grocery store.. *sigh*.. but anything i earn goes straight into my disco savings which i opened 3 months ago and has already earned 0.20 woo! LOL..
thats where my bonus will go too if we ever get it......
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@outofcredit wrote:@Anonymous in! @Anonymous B I will take my 30 day spade now. Longest I've gone without doing something creditwise since November 2015..lol.
Happy February everyone.
I got your back @outofcredit... you've been bronzed!
Thanks UncleB!!! So excited to have actually made it 30+ days gardening!
I am tending the garden for another month. I have been considering getting to gold spade status between each rumspriga jaunt into the fray. I'd like to get further, but I have been getting kind of down on the city-boy lifestyle. It is great living a block from work in the middle of the city, but rent is high and parking is impossible. I miss having a shop to do woodworking and I would like a bigger coral reef aquarium. Neither of those matches up well with 4th floor loft living. Over the next two years I need to consolidate some debts, purchase a house and purchase a car. The debt consolidation is scheduled for March, the house will be late summer, then a car next year. I have been floating along for a long time. It feels good to start painting plans, even if they are still in very broad strokes.
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good morning here i am.. valentines day bah humbug.. its a weekday this year any way. we both have to work plus its ash wednesday.. so.. no candy for you! ha!
is it summer yet?
No, not summer yet..but from what I hear, Winter is almost over!!! Only a few more episodes!
Checking in for Feb. Wow, lots of pages on the first day....
All 3 of my BT's went thru last night (first BT's ever) so excited, then i remembered i still have to pay them
Creditwise, no movement but no apps.. almost a month now. The longest streak since i started this rebuild 10 mo ago.
Happy February! And in case I don't get around to posting this weekend. Happy Groundhogs day! My SO and I have booked a catering this weekend, and the client is hosting 150 people for a Groundhogs day party? She makes a killer egg nog though. Happy to report that I am still here in the garden tending to my silver spade. I hope that everyone had a fantastic January. The garden has treated me well which is continously reflecting in my scores so I am very happy and excited about that. I am waiting on February to attempt my 2nd CLI with AMEX, although I am debating whether or not I could just transfer some CL from the Blue Delta to the BCE. The only thing holding me back is that the donor card is only 5 mos. old, so they might not approve it. Discover stopped growing my CL since Sept. so they are currently my lowest. But that's ok. I am looking forward to their cash back match which I am due for this April. That would be a good payout! After that, I will probably step out of the garden and apply for a Visa card.
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good morning here i am.. valentines day bah humbug.. its a weekday this year any way. we both have to work plus its ash wednesday.. so.. no candy for you! ha!
is it summer yet?No, not summer yet..but from what I hear, Winter is almost over!!! Only a few more episodes!
"few" = several.. we dont get actual "summer" days until at least july.. and no it doesn't count when its hot during the week! i think we really only had like 3 "actual summer" days last year - "actual summer days" = hot weekend days
@Anonymous wrote:All 3 of my BT's went thru last night (first BT's ever) so excited, then i remembered i still have to pay them
That really is the worst part. Second worst is a temporary score boost that gets yanked away. Seeing my Experian score in the 750s for a few days last month was heartwarming, then the $40k or so that I shuffled reported again.