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@Meanmchine wrote:
@UncleB wrote:
@Meanmchine wrote:Happy July everyone
Its a new quarter so hopefully the Gods of Penfed are gonna smile on us
Oh, that's right... this is a new quarter; my poor Discover card will be able to come out again for restaurants!
(My Cash+ does 5% for most places I eat (fast food), but I prefer Discover when it's a restaurant quarter since I don't have to worry about if a places codes as fast food vs. restaurant.)
I didnt know there was a difference
Yep, there is for the Cash+.
Most of the places I frequent are coded as 'fast food' so it's really not an issue, but occasionally there's a surprise; for me it's my local Arby's, which uses the MCC for 'restaurants'.
I have 'restaurants' set as my 2% category so it's not a big deal (pennies in my case), but with Discover they are both 5% so there's less to think about.
@Anonymous wrote:Hi Everyone!
im a new seedling. Today is my first day in the garden.
I fell off the wagon yesterday after nearly a year of being app free. Yesterday I stumbled...I picked up 3 new cards totaling to 43k in new CL’s Yesterday.
i think I’m addicted to credit. Not using it per se, but having large CL’s available to me.
Anyway.. my garden goal is one year app free/hard pull free. I will have will power. I can do this!
Welcome, Nylocal1! Glad to have you aboard! I'm shooting for 1 year at 5.25.2019. We can do this!
@Anonymous wrote:
@Anonymous wrote:For those who make it 6 months Long Island Tea all day long served in the corner on the 4th
My 6 months will be November 25. Can I still play?
You will have to write a presentation and present it about its good to atleast 6 months between apps.
@K-in-Boston wrote:Word! BoA sent me a push notification that I had a new score. I hope this hasn’t dropped in the past 11 days.
Fingers are set to the "crossed" position
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:For those who make it 6 months Long Island Tea all day long served in the corner on the 4th
My 6 months will be November 25. Can I still play?
You will have to write a presentation and present it about its good to atleast 6 months between apps.
Too much work. I can make my own Long Island Iced Tea!
@Anonymous wrote:Hi Everyone!
im a new seedling. Today is my first day in the garden.
I fell off the wagon yesterday after nearly a year of being app free. Yesterday I stumbled...I picked up 3 new cards totaling to 43k in new CL’s Yesterday.
i think I’m addicted to credit. Not using it per se, but having large CL’s available to me.
Anyway.. my garden goal is one year app free/hard pull free. I will have will power. I can do this!
Hi @Anonymous, and welcome to myFICO!
I have added the seedling to your signature for you.
We're a lively bunch (especially on the 1st of the month)... pull up a chair and stay a while!
--UB
@K-in-Boston wrote:Word! BoA sent me a push notification that I had a new score. I hope this hasn’t dropped in the past 11 days.
Whoo-hoo!! Great job!!
@Anonymous wrote:
@QCS123 wrote:
@Anonymous wrote:i was still reading june when it changed lol
I was too. It was odd, we were on page 387 (or something) and even though it said last page it kept letting me click NEXT to the next page of posts, it did this for 3 pages but never changed the actual page number....so what was the final number of pages, was it correct? Wondering since Uncle B was able to tell page numbers historically.
I got the first post of July by going to the Credit Cards forum and refreshing until I saw the July 2018 thread show up. I expect more competition next month!
LOL... I'm glad I wasn't late this month!
(I wish I were smart enough to automate it, but so far I've not dropped the ball.)
@UncleB wrote:
@Anonymous wrote:
@QCS123 wrote:
@Anonymous wrote:i was still reading june when it changed lol
I was too. It was odd, we were on page 387 (or something) and even though it said last page it kept letting me click NEXT to the next page of posts, it did this for 3 pages but never changed the actual page number....so what was the final number of pages, was it correct? Wondering since Uncle B was able to tell page numbers historically.
I got the first post of July by going to the Credit Cards forum and refreshing until I saw the July 2018 thread show up. I expect more competition next month!
LOL... I'm glad I wasn't late this month!
(I wish I were smart enough to automate it, but so far I've not dropped the ball.)
You were right on the money, UncleB! I kept thinking you might be a minute early, but right on the dot! Impressive!
@Anonymous wrote:
@UncleB wrote:
@Anonymous wrote:
@QCS123 wrote:
@Anonymous wrote:i was still reading june when it changed lol
I was too. It was odd, we were on page 387 (or something) and even though it said last page it kept letting me click NEXT to the next page of posts, it did this for 3 pages but never changed the actual page number....so what was the final number of pages, was it correct? Wondering since Uncle B was able to tell page numbers historically.
I got the first post of July by going to the Credit Cards forum and refreshing until I saw the July 2018 thread show up. I expect more competition next month!
LOL... I'm glad I wasn't late this month!
(I wish I were smart enough to automate it, but so far I've not dropped the ball.)
You were right on the money, UncleB! I kept thinking you might be a minute early, but right on the dot! Impressive!
LOL... thanks!
I have to 'build' the post in another forum first with less-strict HTML edits, then 'move' it to the Credit Cards forum. That's why it sometimes takes an extra minute (sometimes the system is slow with thread moves).
I need the less-strict edits for the centering... for some reason, the edits don't allow centering to work correctly when posting in the public areas (but once posted elsewhere you can 'move' the post and the centering remains).