Garden Club - June 2018

[Anonymous]

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@Anonymous wrote:

June im so exited ,,summer time baby

quick question guys whats your secrets to stay in garden ?

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I have no want or need to app for anything right now... 3 cards is more than enough for me.  So, gardening comes easy for me.

Living with these tiny limits is harder... especially since I pulled the two higher limit cards out of my wallet... but my gardening goals include no CLIs, SP or otherwise... so I have to stick with it...

Geez... missed the 1st page.  I always seem to be the 1st on the next page though...

[sghosh5]

You have massive scores to have that low credit lines though

[Blackswizz750]

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@simplynoir wrote:

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@Anonymous wrote:

June im so exited ,,summer time baby

quick question guys whats your secrets to stay in garden ?

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The real possibility of getting declined for getting approved for so much in a short period of time despite my credit stats.  Helping my two younger sisters starting their credit journey helped a lot too in soothing the itch. And now with GF wanting in on the game I'm guessing it'll only help more.

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Yep, the DW getting the Navy More Rewards Amex card and new truck is me living through her when it comes to credit for a while. She is not heavy in the game but she get a discover mailer EVERY freaking week with 0% offers and Capital One Venture offers. Off to the shredder it goes. I just get offers to refinace my car, house, or Merrick. 

[fdrfan54]

Checking in for June with a brand new spade and a increased myfico score of 682..   How good of score is that by the way?

[Anonymous]

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@sghosh5 wrote:
You have massive scores to have that low credit lines though

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When I have to keep monthly spend under $1500 a month (and even better, under $1k/month), I have no need for sky high limits...

[tcbofade]

So, karma is a b*tch...

After picking on DW for her EX Fico 8 score (666), my TU Fico 8 updated today... to 666. 

Finally talked DD into checking her EX Fico 8 (courtesy of Discover)...  683.

Somehow, this seems horribly unfair... 

[outofcredit]

Happy June everyone!!  Still here, nothing special going on creditwise. Hope everyone is enjoying the weather and summer salads!!  Overstock fairy finally delivered my Split King size adjustable bed with cool gel memory foam mattress with wireless remote/massage function.  Who knew sleep could be so good!!  

[sghosh5]

Keeping monthly costs below 1K is a big challenge when you have a toddler at home. Still trying to PIF every month on all cards so having multiple cards with different closing dates help in that

[Saleen099]

 Checking in for June. 

[Anonymous]

gardening by force these past 2 months has actually been a good thing.. since i cant have anything i dont want anything..
both me and bfs scores keep creeping up since its been so long since LO has pulled our scores i know she'll pull again whenever we finally get to closing.. so idk if that will help our interest rate any with a first time home buyer loan but hopefully!