I have a feeling that is going to drive me insane when we buy and they pull alllll the time. Gahhh just stopppp lol.
theyve only pulled us once so far...
Scores are gently creeping up, got a 3k cli from disco. I'm all set for this month
Kids are still jerks 51% of the time
Also, I followed in UB steps and burned my arm on the oven burner because it's such a hustle to put oven mitts on (giant a*s eye roll) . Pretty nasty burn but it's gtting better
Well it has occurred to me, I still have some baddies to come off but my rebuild is nearly complete. I've gotten in with prime lenders, I've set a solid base of accounts, and I'm in a place where I can sit back to let things grow and age. By next April my reports will be nearly clean with only one major derog (short sale from a terrible divorce will be 6 years old). I have plans, a very solid timeline for them, and I think I'll be very firmly planted here for some time! 2020 has a mortgage in sight and I expect that by then my youngest accounts will be 14-16 months old, with no scorable inquiries, a clean file, and with any luck scores in the high 700s. I look forward to spending alot of time with you guys in the next 2 years. Happy June everyone!
Good Luck. Keep all the docs from the short sale and the divorce. If memory serves at 2 years post short sale you can go FHA However some lenders have stricter overlays.
Checking in for June with a brand new spade and a increased myfico score of 682.. How good of score is that by the way?
Way to FICO FDR
It's a very respectable score and in my average opinion, it's about near that sweet spot(680-710) that you can get lots of offers or cli's, especially if you have Synchrony cards.
So, karma is a b*tch...
After picking on DW for her EX Fico 8 score (666), my TU Fico 8 updated today... to 666.
Finally talked DD into checking her EX Fico 8 (courtesy of Discover)... 683.
Somehow, this seems horribly unfair...
Tcbo, you need to rename your credit portfolio DAMIAN