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Garden Club Meeting - April 2013

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09Lexie
Moderator Emerita

Re: Garden Club Meeting - April 2013

Message 451 of 2,152
pazuzu
Frequent Contributor

Re: Garden Club Meeting - April 2013


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Message 452 of 2,152
power1234
Member

Re: Garden Club Meeting - April 2013

I need some advice

Because of my high fico scores i can't stop thinking about applying and i only have been in the garden for 2 weeks.

I don't wanna pull the trigger on any apps and i want to be in the garden for at least 6mo

Message 453 of 2,152
Anonymous
Not applicable

Re: Garden Club Meeting - April 2013

First time to here .I hope get grown my credit 

Message 454 of 2,152
myjourney
Super Contributor

Re: Garden Club Meeting - April 2013


@FrugalRican wrote:

I am now officially done with credit cards apps or any other apps.

After finally purchasing and "financing" a car, I went for the CSP and got it.

 

I know a few of you might remember that I wanted to close my BoA card because it has a $59 annual fee that was about to kick in.

Called to cancel it...and I guess retention passed me over to executive retention and lo and behold... the $59 fee was waived and they urged me to keep the card.

Extra $16K still going to be there. Wonderful.

 

With the CSP, I've rounded out everything I wanted in my card portfolio and now I can just sit back and garden.


Congarts on the CSP and the waiver of AF

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 455 of 2,152
myjourney
Super Contributor

Re: Garden Club Meeting - April 2013


@digitaldiva wrote:

Still here...enjoying the company of myFICO family!  Smiley Happy


Nice to see your still here

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 456 of 2,152
myjourney
Super Contributor

Re: Garden Club Meeting - April 2013


@starry1 wrote:

Its a beautiful day out!  Why am I in the garden all by myself?


Hi starry1

Glad your still in the garden and yes its a beautiful day

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 457 of 2,152
Epcot
Valued Contributor

Re: Garden Club Meeting - April 2013


@Anonymous wrote:

First time to here .I hope get grown my credit 


Welcome to the garden, Happy to have you! Smiley Happy


Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 458 of 2,152
myjourney
Super Contributor

Re: Garden Club Meeting - April 2013


@09Lexie wrote:
@starry1

I'm here...waiting for the sun to break through the overcast. My seedlings luv the sun!

enjoy and grow those seedlings

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 459 of 2,152
dodgeball
Established Contributor

Re: Garden Club Meeting - April 2013

So I am on day 10 day a new record, this is a little easier than I thought.

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 460 of 2,152
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