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Garden Club Meeting - August 2013

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myjourney
Super Contributor

Re: Garden Club Meeting - August 2013


@Scrounger888 wrote:
Well, I finally received the last of my app spree cards. (All applied for before I ran screaming into the garden, no new hits). I'm pleased, because they hadn't told me the limit beforehand in it. $14,500. As a low rate card, it should complete my card portfolio for now. I still might want one or two cards for store specific reasons and maybe a hotel card for points. Shall try to resist further card temptation with all those sign up bonuses and discounts... Tether me to the fence please.

Stay strong you can do this or I can put you on the ERT watchlist  Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1761 of 5,437
myjourney
Super Contributor

Re: Garden Club Meeting - August 2013


@daybreakgonesXe wrote:

Well, just realized that after calling about my TD replacement card since the original one took 14 business days instead of the 7-10 business days they told me it would take...it's a new card number Smiley Surprised

 

Wondering how this will reflect on my CRs, especially since not many people on the forums have TD credit products and ran into this situation!

 

Well, I'm twiddling my thumbs now, hoping the FeDEX man comes before I go to work! Otherwise, my brother will be on postman duty XD

 

Also, thanks to me holding back and pushing forward on purchasing some items, I'm pretty much $100 away from that Blue Sky bonus already! Smiley Surprised


FeDex really...come on now make the drop.....Smiley Happy

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1762 of 5,437
azguy13
Senior Contributor

Re: Garden Club Meeting - August 2013

It was the credit gods' way of telling me to get off the NFCU website (I wasn't applying, just opening a checking account).

 

Oh, and Goooooooooooooodmorining Neverland! (The movie "Hook" was always playing in my house when my sister and I were growing up)

Message 1763 of 5,437
myjourney
Super Contributor

Re: Garden Club Meeting - August 2013


@starry1 wrote:

Hi all, just driving by to say I'm still in the garden, just incredibly busy lately.  Football practices have started and I'm taking my oldest boy around to look at colleges (GAWD I can't believe I have a high schol senior looking at colleges!).  I'm also picking up my bronze spade tomorrow.Smiley Happy


Hi starry1

T-1 

Wooo Hooo 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1764 of 5,437
myjourney
Super Contributor

Re: Garden Club Meeting - August 2013


@shanac wrote:
Hi all! I've never checked in but I have been gardening since June 12th and will continue to do so until December. I then plan to apply for the Nordstrom Visa Signature card.

Welcome to the garden 

Make yourself right at home and I saw a seedling in your sig...should be Bronze (June 12th)

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1765 of 5,437
myjourney
Super Contributor

Re: Garden Club Meeting - August 2013


@09Lexie wrote:
@shanac

Welcome to the GC! If your last app was June 12th, then you are entitled to a bronze spade. You were here in spirit. Smiley Tongue

Beat me to it Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1766 of 5,437
myjourney
Super Contributor

Re: Garden Club Meeting - August 2013


@pt310 wrote:

Happy Monday....Smiley Tongue LOL!

 

Checking in an getting really excited!

 

BCP day 59! I'm hoping for the full 3x, but we'll see how it goes...I have 37K total CL's right now, with annual income of +/- 39K. Not really sure if that will factor in, but I'm sure going to give it a try. (Anyone can feel free to chime in on this thought!)

 

Then Friday marks 3 months with Discover, so I'll try them, too.

 

My second statement just cut over the weekend with Wally, but I didn't get any surprise auto-luv like some others did...Smiley Sad Guess I'll just have to wait for that 4th statement.

 

#gardenstrong!


Garden strong and looking good 

Good luck on all CLI's 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1767 of 5,437
myjourney
Super Contributor

Re: Garden Club Meeting - August 2013


@silverzgirl wrote:

Still hanging. Awaiting my loan check to arrive so I can begin killing a bunch of balances.

 

Finally got ticked off at EX and EQ (had two BoA accounts that were 1099Ced with full, and incorrect balances-TU zeroed and my score jumped...the other two say they are correct) and reported them to CFPB.

 

That got EQ's attention (a 3+M lawsuit they recently lost probably helped) and they are all over it, claiming I never communicated with them but there are several reinvestigations open. Ummm, no, there are several that you glanced at e-Oscar and decided they were correct and closed. Which, by the way, means I have communicated with you repeatedly to fix the problem.


No word from EX yet.


Stay strong and on top of it 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1768 of 5,437
myjourney
Super Contributor

Re: Garden Club Meeting - August 2013


@awdsmama wrote:

Just stopping in for a quick "wave hello" - hit 6months this month yay!   

 

Hope you're all doing well on your journey :-)


My long lost friend stopped by and I was out....tear in eyeSmiley Sad

Nice to know your okSmiley Happy

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1769 of 5,437
myjourney
Super Contributor

Re: Garden Club Meeting - August 2013


@hot4u wrote:

@awdsmama wrote:

Just stopping in for a quick "wave hello" - hit 6months this month yay!   

 

Hope you're all doing well on your journey :-)


Awesome.. Some day I will be there...


Yes you will I have no doubt 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 1770 of 5,437
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