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Garden Club Meeting - August 2013

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azguy13
Senior Contributor

Re: Garden Club Meeting - August 2013

@ Sweettea

 

Hey there! I would get a USAA CC but I really have no need. The only things my profile "needs" is an emex and discover

Message 4121 of 5,437
myjourney
Super Contributor

Re: Garden Club Meeting - August 2013


@creditnocash wrote:

@Journey 

 

not a huge change. i apped for alot of stuff last year. 4inqs on tu and 5 on eq and ex all from the same day. (SO my reports will be free of inq's that are under a year.)

unfortunately ill have too wait until jan till some actually fall off

you know me, no apping till new years for that amex Smiley Wink 

garden strong!!!


Then save that money for the Amex prep when you get close to the end of the year ...That's my time table as well and that's also my plan

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4122 of 5,437
MsLadyRover
Valued Contributor

Re: Garden Club Meeting - August 2013


@Irisa wrote:

@MsLadyRover wrote:

@Irisa wrote:

@MsLadyRover wrote:

What's up everyone?

I enjoyed the social last night.

I will be hanging out for a while tonight as well.


Hi,  how are you today? 
I think I had too many margaritas at the social last night! Smiley LOL


I'm great!
I had a very relaxing day doing absolutely nothing.  I laid on the sofa all day watching TV between naps.  LOL!

It felt great!

How are you?

 


I had a pretty relaxing day aswell, except I've had a headache that won't let me enjoy it Smiley Sad   Strangely enough I've miss having homework this week, I don't know what do to with all this free time lol


LOL! You sound like me back in May.
I finally finished my degree and afterwards, it felt so strange having so much free time and no deadline to hit.

You will soon figure out what to do with your free time!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 4123 of 5,437
azguy13
Senior Contributor

Re: Garden Club Meeting - August 2013


@sweettea wrote:
Ha! So I wasn't the only one who napped. worked a half day at work and when I got home, I ate a late lunch and fell asleep afterwards. DH woke me up at 7:30 asking about dinner. I couldn't believe I slept so long!

Out of curiosity, what was for dinner? Smiley Happy

Message 4124 of 5,437
Irisa
Senior Contributor

Re: Garden Club Meeting - August 2013


@azguy13 wrote:

@Irisa wrote:

@MsLadyRover wrote:

@Irisa wrote:

@MsLadyRover wrote:

What's up everyone?

I enjoyed the social last night.

I will be hanging out for a while tonight as well.


Hi,  how are you today? 
I think I had too many margaritas at the social last night! Smiley LOL


I'm great!
I had a very relaxing day doing absolutely nothing.  I laid on the sofa all day watching TV between naps.  LOL!

It felt great!

How are you?

 


I had a pretty relaxing day aswell, except I've had a headache that won't let me enjoy it Smiley Sad   Strangely enough I've miss having homework this week, I don't know what do to with all this free time lol


You can grocery shop and do ALL your laundry for the upcoming semester since we know those things tend to get neglected during the school year, lol


True, but done and done! Plus my place is clean, my car is clean and my bills are paid. Bam! lol

Message 4125 of 5,437
RushXTC
Established Contributor

Re: Garden Club Meeting - August 2013

Just got my AMEX BCE card in the mail =D

Message 4126 of 5,437
audia4
Established Contributor

Re: Garden Club Meeting - August 2013


@Irisa wrote:

I had a pretty relaxing day aswell, except I've had a headache that won't let me enjoy it Smiley Sad   Strangely enough I've miss having homework this week, I don't know what do to with all this free time lol

I wish I could say that (homework). I have 13 chapters to read and only have about 1/2 of that done so far. Well I guess there's still tomorrow. I will crack down then since the mail don't run and there's no chance of pacing back and forth waiting for my new seeds to show up.

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Message 4127 of 5,437
myjourney
Super Contributor

Re: Garden Club Meeting - August 2013


@sweettea wrote:
Good evening Gardeners! Are we still passing out drinks? I'll take whatever is going around!

Lexie, can I pack myself in one of your suitcases when you go to Hawaii?

Congrats on all the CLI's! GE is nice on SP increases. I went from $250 to $1000 a couple of weeks ago. I was shocked. It's also nice to get a pleasant login surprise of a credit increase too! Maybe I'll see that one day too.

Nothing special happening tonight. Barclaycard is still sending mail and I wouldn't mind something in the future from them, but not yet. DH is getting mail also now from USAA and Barclay, but he still ignores everything.

Long island join meSmiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4128 of 5,437
09Lexie
Moderator Emerita

Re: Garden Club Meeting - August 2013

Message 4129 of 5,437
MsLadyRover
Valued Contributor

Re: Garden Club Meeting - August 2013


@myjourney wrote:

@creditnocash wrote:

@Journey 

 

not a huge change. i apped for alot of stuff last year. 4inqs on tu and 5 on eq and ex all from the same day. (SO my reports will be free of inq's that are under a year.)

unfortunately ill have too wait until jan till some actually fall off

you know me, no apping till new years for that amex Smiley Wink 

garden strong!!!


Then save that money for the Amex prep when you get close to the end of the year ...That's my time table as well and that's also my plan


I also plan to apply for an AMEX in January. Can't wait!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 4130 of 5,437
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