Decided to try to hold off my urge to app unitl 12/12. No guarantees!!! My fellow members should keep me in check! 
@LS2982 wrote:Got a auto CLI from Fingerhut yesterday 350 to 650!!!!! WOOOOHOOOOOO!!!!!
Yea I know..............who has a fingerhut card
I have a Fingerhut card with a $1,800 limit...they've been giving me an auto CLI of $500 approximately every six months... 
@tinuviel wrote:
@tntexans72 wrote:1st time for me in the garden....it's very pleasant in here
What am I suppose to do if I got the itch?
Have you tried Lanacane?
(Ducking for cover...)
I'm officially putting myself in the garden...and as for punishment for leaving the garden in the first place, I'm leaving my purple gardening gloves and matching watering can at the door; that way, if I garden without gloves, when I poke my finger, that will remind me not to app. 
I don't intend to app for anything else until July '12, but I did add a Walmart card to my portfolio; it doesn't have as high a limit as I would have liked, but it's serving its purpose for now. By the time July comes, I would have paid off more than half of my personal loan that I got from my credit union, paid off some transactions that have $0 interest for six months, and more than two thirds of my other credit card balances...and by that time, I'll probably have a couple of accounts that may have an auto CLI; who knows?
In gardening mode now...hoping to be here for at least six months!
@digitaldiva wrote:
@LS2982 wrote:Got a auto CLI from Fingerhut yesterday 350 to 650!!!!! WOOOOHOOOOOO!!!!!
Yea I know..............who has a fingerhut card
I have a Fingerhut card with a $1,800 limit...they've been giving me an auto CLI of $500 approximately every six months...
Thats awesome!! Was thinking of closing them, will keep for awhile now!
@LS2982 wrote:Decided to try to hold off my urge to app unitl 12/12. No guarantees!!! My fellow members should keep me in check!
This is the December gardeners, not the "half of December" gardening club
LOL (just playin')
@casmith1980 wrote:
@LS2982 wrote:Decided to try to hold off my urge to app unitl 12/12. No guarantees!!! My fellow members should keep me in check!
This is the December gardeners, not the "half of December" gardening club
LOL (just playin')
thats Dec. 2012
I am brand new to gardening here... but real nice to meet you. I am forcing myself to no longer consider app'ing for anything until I apply for a mortgage. I will pursue CLI if a soft pull on my cc's. My focus is to pay off my remaining two cards so I only have 1-2% util on any given card and letting them age while I wait for Direct Loans to report the new tradelines they created to Experian and TransUnion. Once all three have all accurate and current information - I will check my scores and figure out my next step but it won't be to apply for any more credit until I qualify for a mortgage.
Current FICO TU 628 EQ 629 as of last week.
@Anonymous wrote:How many of you were blessed with a nice Holiday CLI? It was probably because of your good gardening habits.
Well, in addition to my own garden I tend to my DH's. This morning the statement cut for his Lowe's card, so, with his permission, I hit the luv button. He went from $600 -> $4600!!! I would have been happy if they had doubled his limit; I wasn't expecting such a generous jump!
Since we have some recarpeting that we want to do next year, this will be a big help.
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
@tinuviel wrote:
@Anonymous wrote:How many of you were blessed with a nice Holiday CLI? It was probably because of your good gardening habits.
Well, in addition to my own garden I tend to my DH's. This morning the statement cut for his Lowe's card, so, with his permission, I hit the luv button. He went from $600 -> $4600!!! I would have been happy if they had doubled his limit; I wasn't expecting such a generous jump!
Since we have some recarpeting that we want to do next year, this will be a big help.
WOW!!! A $4,000 blessing just by hitting the luv button -- CONGRATULATIONS!!!