Coming to plant my seedling butt in the garden. December 2014 is a long way off but I am determined and gardening isn't bad is it? LOL
@minimist
Welcome to the forum and to the GC! I'm sure you'll achieve your goals.
Welcome to the forum and to the GC! I'm sure you'll achieve your goals.
@TNTransplant wrote:I'm still in!
Just sitting here hoping I can get into the 730-740 range by the end of the year once I have a few cards report a $0 balance - my original goal was to attain 750 scores, but that's not likely to happen. On a positive note, I have two more inquiries that will be dropping off of Experian by the end of this month, so I should have around 5 remaining that will be gone in 2014.
Good to see you, again. Keep up the good work.
@Uppingmyscore wrote:
Entering the garden community and hoping to stay there for a long time. I really do not desire any new cards....I'm going to stay in the garden until my last baddies fall off which is sometime in mid 2015. Then I'm going to get a loan to finish our basement.
Welcome to the GC Family.
This is a great place for encouragement in setting and reaching goals.
@minimist wrote:First time posting here!
I've said it before but seriously THANK YOU everyone for posting questions and those of you kind enough to share your knowledge. In a month I've gone from completely clueless to knowing what I need to do to get my credit where it needs to be.
My current active revolving accounts are
- CapOne Secured $250 - HP from original unsecured app
- Fingerhut $350 - HP
- Credit One - Not sure if HP yet, app still in process. (I forgot to check the box that allows them to pull info)
- Ann Taylor store card $250 - SP
- OSP store card $250 - SP
- Love Loft store card - SP, app in process
My goals for 2014 will be to pay off my baddies and try to PFD one of them. I also want to grow these limits, so when the store cards hit 9 months I will ask for a CLI on them. I also want to PC my CapOne card to the Journey Student card, and maybe apply for a Barclay card in late spring/summer.
My MAIN goal is to get the card I really want in Dec of next year. I have a lot of work ahead of me, but for now I will garden!
Welcome to the GC family. You've come to the right place to achieve your credit goals.
@myjourney wrote:I'm in for December Wooo Hooo
ME TOOOOOOOOO!... I need a squirrel to bring home!.. its been a roller coaster ride lately!!!
OFFICIAL GARDEN START DATE: 10-05-2014... TARGET GARDEN END DATE: 06-01-2016 Lets Git 'r' dun
Evening Gardeners,
Checking in for December, 4 months and 12 days into my gardening (but who is counting). No problems, managed to post a zero balance for November, no CLI yet, but ever hopeful - if not its only the 20th of January until I can make my escape 
. Score on my EX report is 734, so pretty happy with that as an approximate measure.
Stay strong y'all.
