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Left the garden, applied and got the Discover IT, but on a positive note, I broke the $5k barrier!
@Shogun wrote:Left the garden, applied and got the Discover IT, but on a positive note, I broke the $5k barrier!
Reset my clock today as well on the Discover It. So happy I did. Trying to decide now if I should just go for the last 2 cards that I want (AmEx BCE and CSP), or plant myself right here until summer when I should be a sure thing for both... is it worth it to take the hits now and get in six months earlier with the two? I can't decide.
I have a nice new, pretty, shiny bronze dress on today!!! One month and counting!!!
@tcbofade wrote:Which, of course, brings up the question about score...
My last app, and therefore, my last new account will be six months old tomorrow.
I'm hoping for a score bump.
Do I have to wait for the first of the month, or will it even happen?
You might have to wait until the account hit 6 months of reporting. When your statement cuts, you may see a score bump. I'm not sure how much impact the inquiry aging will have.
@Shogun wrote:Left the garden, applied and got the Discover IT, but on a positive note, I broke the $5k barrier!
Congrats! What a nice little seedling to plant!
@Epcot wrote:
Congrats Shogun on the Discover IT approval and nice CL!
Quick question, I plan on PC my Citi AA Amex card to the Citi HHonors Reserve. Would this make me leave the garden? (No HP but a possible new account, since the card numbers have to be changed from Amex to Visa) Hope not!
A PC doesn't add a new account to your credit report. It is the same history just changed over to a different reward structure. Your gardening does not reset for that.
Day three in the Garden, sweating and not feeling good app withdraw
@dodgeball wrote:Day three in the Garden, sweating and not feeling good app withdraw
You can do it, but I feel with you. Day 15 here ...
@shakalaka wrote:
@dodgeball wrote:Day three in the Garden, sweating and not feeling good app withdraw
You can do it, but I feel with you. Day 15 here ...
What part of Germany you from, I live in Stuttgart