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Garden Club Meeting - February 2014

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FocusedAndDetermined
Senior Contributor

Re: Garden Club Meeting - February 2014


@notfancy wrote:

@FocusedAndDetermined wrote:

I will try to check back later.

 

Be good everyone.


Never and you can't make me to Nyah! Smiley Tongue


I can try.Smiley Happy

Message 4701 of 6,721
apandabear
Regular Contributor

Re: Garden Club Meeting - February 2014

I belong here with you guys!! I recently stepped out after a long 15 months of gardening! My secured cards are expiring in the next couple months, so I made the move to upgrade.

 

Big app day, scored 3 new cards! Chase Freedom, Amex Green, and Discover it.

 

I'm back in the garden! I have no need to come out until it's time to move or buy a house (hoping it's the latter).

2009-10 - C/Os
2011 - Debts paid, no open credit
2012 - Rebuilding started, secured cards opened, SL rehabbed - EQ myFICO 636
2014 - 10k Discover, 3.5k Freedom, AmEx Green, SL, Auto Loan - EQ myFICO 695
Message 4702 of 6,721
notfancy
Valued Contributor

Re: Garden Club Meeting - February 2014


@apandabear wrote:

I belong here with you guys!! I recently stepped out after a long 15 months of gardening! My secured cards are expiring in the next couple months, so I made the move to upgrade.

 

Big app day, scored 3 new cards! Chase Freedom, Amex Green, and Discover it.

 

I'm back in the garden! I have no need to come out until it's time to move or buy a house (hoping it's the latter).


Congratulations!

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Message 4703 of 6,721
notfancy
Valued Contributor

Re: Garden Club Meeting - February 2014


@FocusedAndDetermined wrote:

@notfancy wrote:

@FocusedAndDetermined wrote:

I will try to check back later.

 

Be good everyone.


Never and you can't make me to Nyah! Smiley Tongue


I can try.Smiley Happy


haha oops!! I'll admit, I was only brave because I thought you left! (gulp)

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Message 4704 of 6,721
FocusedAndDetermined
Senior Contributor

Re: Garden Club Meeting - February 2014


@apandabear wrote:

I belong here with you guys!! I recently stepped out after a long 15 months of gardening! My secured cards are expiring in the next couple months, so I made the move to upgrade.

 

Big app day, scored 3 new cards! Chase Freedom, Amex Green, and Discover it.

 

I'm back in the garden! I have no need to come out until it's time to move or buy a house (hoping it's the latter).


Congrats and welcome back!

Message 4705 of 6,721
apandabear
Regular Contributor

Re: Garden Club Meeting - February 2014


@notfancy wrote:

Congratulations!


Thank you! 

 

The part of gardening I enjoyed the most the first time around was watching my offer-by-mail ads improve.

 

I started receiving First Premier, Credit One, and similar nasties two years ago. And now I get Amex and Chase (among many others). Discover was a backup (and an afterthought) for me, and turned out to be a huge CL.

 

I just realized I might pick up a Bill Me Later at some point... hmm.. Cross that bridge when I'm tempted by it (super ridiculous sale or something). I really wanted to get one a couple weeks ago for a huge sale, but I refused to take the Inq, because I knew this was coming. I missed a great deal, but I got a great wallet. No regrets!

2009-10 - C/Os
2011 - Debts paid, no open credit
2012 - Rebuilding started, secured cards opened, SL rehabbed - EQ myFICO 636
2014 - 10k Discover, 3.5k Freedom, AmEx Green, SL, Auto Loan - EQ myFICO 695
Message 4706 of 6,721
FocusedAndDetermined
Senior Contributor

Re: Garden Club Meeting - February 2014


@notfancy wrote:

@FocusedAndDetermined wrote:

@notfancy wrote:

@FocusedAndDetermined wrote:

I will try to check back later.

 

Be good everyone.


Never and you can't make me to Nyah! Smiley Tongue


I can try.Smiley Happy


haha oops!! I'll admit, I was only brave because I thought you left! (gulp)


I was gone.   My radar must have picked up your post because I signed back on shortly after you got bold. Smiley SurprisedSmiley Tongue

Message 4707 of 6,721
notfancy
Valued Contributor

Re: Garden Club Meeting - February 2014


@FocusedAndDetermined wrote:

@notfancy wrote:

@FocusedAndDetermined wrote:

@notfancy wrote:

@FocusedAndDetermined wrote:

I will try to check back later.

 

Be good everyone.


Never and you can't make me to Nyah! Smiley Tongue


I can try.Smiley Happy


haha oops!! I'll admit, I was only brave because I thought you left! (gulp)


I was gone.   My radar must have picked up your post because I signed back on shortly after you got bold. Smiley SurprisedSmiley Tongue


lol well, that is my typical kind of luck!

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Message 4708 of 6,721
FocusedAndDetermined
Senior Contributor

Re: Garden Club Meeting - February 2014


@notfancy wrote:

@FocusedAndDetermined wrote:

@notfancy wrote:

@FocusedAndDetermined wrote:

@notfancy wrote:

@FocusedAndDetermined wrote:

I will try to check back later.

 

Be good everyone.


Never and you can't make me to Nyah! Smiley Tongue


I can try.Smiley Happy


haha oops!! I'll admit, I was only brave because I thought you left! (gulp)


I was gone.   My radar must have picked up your post because I signed back on shortly after you got bold. Smiley SurprisedSmiley Tongue


lol well, that is my typical kind of luck!


LOL!

Message 4709 of 6,721
notfancy
Valued Contributor

Re: Garden Club Meeting - February 2014


@FocusedAndDetermined wrote:

@notfancy wrote:

@FocusedAndDetermined wrote:

@notfancy wrote:

@FocusedAndDetermined wrote:

@notfancy wrote:

@FocusedAndDetermined wrote:

I will try to check back later.

 

Be good everyone.


Never and you can't make me to Nyah! Smiley Tongue


I can try.Smiley Happy


haha oops!! I'll admit, I was only brave because I thought you left! (gulp)


I was gone.   My radar must have picked up your post because I signed back on shortly after you got bold. Smiley SurprisedSmiley Tongue


lol well, that is my typical kind of luck!


LOL!


Smiley Embarassed off to make some walnut free brownies and chocolate chip cookies!

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Message 4710 of 6,721
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