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Garden Club Meeting - July 2014

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coldnmn
Mega Contributor

Re: Garden Club Meeting - July 2014


@KennyRS wrote:
Happy July everyone! Tomorrow, I get me a new spade! Smiley Happy Silver, here I come!

Smiley Happy WTG Kenny!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 11 of 3,423
coldnmn
Mega Contributor

Re: Garden Club Meeting - July 2014

Smiley Happy Good morning GC!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 12 of 3,423
coldnmn
Mega Contributor

Re: Garden Club Meeting - July 2014


@14Fiesta wrote:

@KennyRS wrote:
Happy July everyone! Tomorrow, I get me a new spade! Smiley Happy Silver, here I come!

Congrats. I escaped the garden when no one was looking so I am now reset back to a seedling, but DANG was it worth it! My new goal is another 6 months so I can try pick up a Chase Freedom at 1 year.


Smiley Happy Congrats on the AMEX!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 13 of 3,423
coldnmn
Mega Contributor

Re: Garden Club Meeting - July 2014



@kellymar wrote:

Hello everyone. Hope you're all staying strong. I'm still hanging in there. I was very tempted to sneak out of the garden late one night and app for the Barclay card after receiving a "Congratulations" message on their preapproval site, but I resisted. It was the first time I had received that message, so I thought, "This gardening stuff must be working!" Then I closed my laptop. I think I need to claim my bronze spade!


Smiley Happy Congrats on staying strong! Gardening really does work! 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 14 of 3,423
coldnmn
Mega Contributor

Re: Garden Club Meeting - July 2014


@lg8302ch wrote:

Good morning everybody !

Another month has passed and today I was able to pick a spade ...Bronze on the way to Gold ..lol..probably won't make it much further than Gold as I still have cards on my wishlist for 2015 Smiley Happy 


Smiley Happy WTG Good Luck on your way to Gold! Gold has been a charm for me!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 15 of 3,423
lg8302ch
Senior Contributor

Re: Garden Club Meeting - July 2014


@coldnmn wrote:

@lg8302ch wrote:

Good morning everybody !

Another month has passed and today I was able to pick a spade ...Bronze on the way to Gold ..lol..probably won't make it much further than Gold as I still have cards on my wishlist for 2015 Smiley Happy 


Smiley Happy WTG Good Luck on your way to Gold! Gold has been a charm for me!


Yours looks so nice but  this time I might even be able to enjoy mine for a couple of months once I achieve it.....lol.. the last two times I immediately set the clock back to "seedling"  .. well that ruby one sure  looks nice but I need first all my cards on the wishlist and then it comes the strong gardening part Smiley Happy

Message 16 of 3,423
JoMellow
Established Contributor

Re: Garden Club Meeting - July 2014

Good morning everyone!!  Happy first day of July....

 

Congrats Cold on your cli Smiley Happy and congrats to everyone that is Garden Strong...

 

Wish everyone a successful and happy Gardening month!

Original Scores: EQ FICO 645, TU 672, EX FICO 663 (4/2014)
Current Scores: EQ FICO 824, TU 840, EX FICO 826 (3/2018)
Message 17 of 3,423
tcbofade
Super Contributor

Re: Garden Club Meeting - July 2014

Goooooooooooood morning boys and girls.  Yes, you DO see a bronze spade in my signature...yay me!

 

Got a 20 point bump in my CK score, and am curious to see if that applies as my real FICO's update this month.

02/01/24 Fico 8: EX 757, EQ 803, TU 783.
Fico 9: EX 760 12/16/23, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 18 of 3,423
chalupaman
Super Contributor

Re: Garden Club Meeting - July 2014

Credit wise, I'm doing alright. My scores have remained really consistent over the past few weeks and I think a lot of INQs that were affecting my score from last September will start having much less of an impact so I can't wait for that. Hopefully by December, I can go ahead and try to get another card I've always wanted to have. Other than feeling really awful yesterday, I'm feeling alright right now.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 19 of 3,423
bigblue7722
Valued Contributor

Re: Garden Club Meeting - July 2014

Checking in for July! Go USA! Trying to stay garden strong for my house next year
AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 20 of 3,423
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