Garden Club Meeting - June 2012

[android01]

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@LS2982 wrote:

So who's in on the challenge??............................

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What challenge?  

[ObeyJohnny12]

Hello everyone!

This is my first time gardening and I am ready to make a full commitment to garden and let my cards grow and mature. This site has really helped me learn more about credit cards and how to manage credit and I thank everyone for that. I have less than a year of established credit and I have managed to get 5 cc 2 are secured and will be graduating soon so I am looking forward to that. I am looking forward to garden for the next months and see my cards grow.

Happy gardening everyone!

[iCoop]

Still in the garden from last month, putting the finishing touches on making sure I don't app for a while with security freezes in place.

[journey258]

I'm still walking the fence about this one last app with USAA, but I definitely going into the garden come June 1st. We'll see what happens in the next 3 1/2 hrs. 

I need to create a signature.

[Anonymous]

I am definitely gardening in June, and for the months to come. I have 2 relatively new CCs, and want both of them to get some age, while making sure to keep my overall util below 10%. Goal is by Nov/Dec add another card, and get a CLI on Cap 1

[LS2982]

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@android01 wrote:

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@LS2982 wrote:

So who's in on the challenge??............................

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What challenge?  

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[qtcbcute]

I'm in...no apping until May 2013! Wait...does this include CLI?

[journey258]

Couldn't resist. Applied for the USAA World Master Card and was approved for the platinum and rate advantage cards!!! $2k limit each! I'm in the garden till January (at the earliest). Again, I have to thank everyone on this board for all of the great info! I'm new to posting, but have been studying the boards for a almost a year.

I love myfico.com!

[android01]

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@LS2982 wrote:

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@android01 wrote:

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@LS2982 wrote:

So who's in on the challenge??............................

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What challenge?  

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Ah...Good challenge! 

[Anonymous]

I've been in the garden since the end of April. I am gettin' kinda bored, though. I want to add some tomatoes (Discover More) and watermelon (Citi Forward) to my garden. But whatever...I am determined to stick to gardening what vegetation I already have. I am waiting for a couple of late payments to fall off over the Summer. I am also paying down my current CCs and a personal loan. Should be done paying those off in September.  I have two inqs falling off this year. Unfortunately, I have to wait two years for 12 to 14 more inqs to fall off. I am going to wait one year, close my Cap1 acct if they don't waive the fee, ask for a CLI on my Chase Southwest Visa, and an upgrade to a visa sigmature on my Citi Hilton Honors Visa Gold card. I will also ask for a CLI on my credit union CC. I think that one will require a hard pull.