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Garden Club Meeting - June 2013

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myjourney
Super Contributor

Re: Garden Club Meeting - June 2013


@TimeToRecover wrote:

haha must be my penance for leaving the garden.  HAHA.... 


Lol 

welcome back

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2741 of 3,571
myjourney
Super Contributor

Re: Garden Club Meeting - June 2013


@TimeToRecover wrote:

Well giving up on the seedling for now.  So the results of my sorta mini spree.

 

I did try for the BCE first as I figured it would be iffy with only 7 months history (I have so learned my lesson how no credit is worse then bad credit)  declined

Instant on the BofA cash reward with a $5000 limit quite pleased with this it will become my every day card. 

 

I hated wasting that pull.  so prior to this I had 1 EX, 2 EQ (1 was comcast not credit), 4 TU (1 was apt not credit)  prior to today last was 12/12.

 

Still debating if I should do 1 more.  Store card is still a possibility or maybe walmart since the GE can grow so well and does have the free score,  but I don't shopt at walmart like i used to.  actually haven't been in a walmart since I moved in december.

 

Any reccomendation since ive steped out before i jump back in?


Recommendation...........

Wait awhile come on you can do itSmiley Sad

Lets make sure you get all you want

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2742 of 3,571
myjourney
Super Contributor

Re: Garden Club Meeting - June 2013


@goosedog wrote:

In the garden we sit

Credit cards growing strong and Fit

 

We looked at our credit and oh my what was this

App after App we got dissed

 

So we planted a seed and let our garden grow

Everyday cutting the weeds that stow

 

Day after Day the birds would Sing on the trees around

Waiting for that itch that will will keep us ground.

 

My dear LAD what is this I see

A credit score with high limits to be?

 

Ignoring the itch and twitch that settles deep inside

oh my oh my you did it , now you have cried

 

Stay in the garden.......


Nicely done and garden strong

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2743 of 3,571
myjourney
Super Contributor

Re: Garden Club Meeting - June 2013


@joshuapd1987 wrote:
I missed the Friday night social! Smiley Sad

That's ok be here next week deal? Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2744 of 3,571
myjourney
Super Contributor

Re: Garden Club Meeting - June 2013


@FocusedAndDetermined wrote:

@joshuapd1987 wrote:
I missed the Friday night social! Smiley Sad

We missed you too, but there will be others.  You're still here - that's what counts.


+1

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2745 of 3,571
myjourney
Super Contributor

Re: Garden Club Meeting - June 2013

Hello to all GC members 

I'm here staying strong well I made it through today without the temptation of app'ing Chase ink which was the only card I didn't go after on my last spree.

Trust me it took a lot to resists due to they increased the bonus by 10,000 points to 60,000 points but the promo ends todaySmiley Surprised

So it's in writing going for the gold no apps, no temptation until 12/6/13 180 days of gardening here I come full speed ahead ........Wooo Hooo

 

I just told myself it would be a better offer at the end of the year and after going 4/4 from my last spree I can only imagine what my scores must look likeSmiley Sad

So here I sit in my lounge chair tending my garden with a ice cold glass of ice tea and the best group of people all around meSmiley Wink

 

Cheers GC club

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2746 of 3,571
creditnocash
Valued Contributor

Re: Garden Club Meeting - June 2013

@myjourney

welcome back. there will be more offers Smiley Wink

 

we can both app on the 1st of the year!



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 2747 of 3,571
myjourney
Super Contributor

Re: Garden Club Meeting - June 2013


@creditnocash wrote:

@myjourney

welcome back. there will be more offers Smiley Wink

 

we can both app on the 1st of the year!


Sounds like a plan so right now I have a full 16 days in the garden ha ha ha 

I miss my silver spade but will see gold in the future 

Thanks of the support creditnocash

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2748 of 3,571
creditnocash
Valued Contributor

Re: Garden Club Meeting - June 2013


@myjourney wrote:

@creditnocash wrote:

@myjourney

welcome back. there will be more offers Smiley Wink

 

we can both app on the 1st of the year!


Sounds like a plan so right now I have a full 16 days in the garden ha ha ha 

I miss my silver spade but will see gold in the future 

Thanks of the support creditnocash


no problem!  

i can see it too. 

im 17 days into a platinum. december can't come fast enough... 

ive been getting discover it and citi card offers like crazy. unless they do a 0%bt (no fee)  offer im staying away 

 

4 days and only have 4 inquries  on eq(3 because 2 of them were car shopping) 

cant believe a year has passed by already. 

i think having zync for over a year would put me in a good spot for another amex =)



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 2749 of 3,571
myjourney
Super Contributor

Re: Garden Club Meeting - June 2013


@creditnocash wrote:

@myjourney wrote:

@creditnocash wrote:

@myjourney

welcome back. there will be more offers Smiley Wink

 

we can both app on the 1st of the year!


Sounds like a plan so right now I have a full 16 days in the garden ha ha ha 

I miss my silver spade but will see gold in the future 

Thanks of the support creditnocash


no problem!  

i can see it too. 

im 17 days into a platinum. december can't come fast enough... Now that's an great accomplishment one to be very proud of ....Wooo Hooo....BRAVO

ive been getting discover it and citi card offers like crazy. unless they do a 0%bt (no fee)  offer im staying away ...Good job WTG

 

4 days and only have 4 inquries  on eq(3 because 2 of them were car shopping) 

cant believe a year has passed by already. 

i think having zync for over a year would put me in a good spot for another amex =) After over a year I would say you are looking pretty good in Amex eyes 


 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2750 of 3,571
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