Garden Club Meeting - November 2012

[distantarray]

App spree gave me 0 rewards to

5% catagories with freedom

2.56% with Sapphire for dining or travel (2%+ 7% annual bonus+20%extra bonus for travel)

1.27% with Sapphire for everything else

5-6% APR with Navy Federal Platinum (my emergency balance transfer line lol)

6% on groceries, 3% on gas  and department stores

Average of 4.5%+ annually with Chase Trifecta + Sapphire combination.

now my next target

US Bank Cash+ for 5% back restaurants and 5% billpay then I'll be done.

[emptypockets]

Checking in for November. No apps since 9/17. Plan is to stay in the garden until February, 2013. I will probably cancel AMEX PRG then (AF too high for me, it's nto meeting my needs). May (possibly) app for AMEX SPG then. I keep getting BOA pre-approvals, last one was decent offer but I am holding out as I need to combine, prune some cards.

Happy Gardening to everyone.

[codimom]

ahhh... 22 more days til I get my shiny bronze spade back.

[asp123]

Still have my gloves on and I am claiming my gold spade early!  November 15th will be six months since last app.  I have all the credit I need right now and am still working on my plan to be below 10% utility by my birthday in July!!  My Birthday Gift will hopefully be NFCU credit card and Barklays!!  I can't wait!!!

I love the food on the table and wanted to add about 3 pounds of this candy I had left over from Halloween!

Enjoy!!

[asp123]

MODERATORS:  Something funky going on with my sig...how can I fix it!?!?!

[MsLadyRover]

Hello Garden Club Members!

I'm checking in for November.  Today I am 70 days app free.  Looking forward to upgrading my bronze spade to silver in a few short weeks!

Wishing everyone a Happy Thanksgiving and an app free November!!

[somnipotent]

yeah, I can't get my little seedling to show up properly

[Anonymous]

Still here, waiting until tomorrow to see updated reports. Starting to feel a little itchy, only because my reports should now have my formerly defaulted student loans updated to gorgeous default-free tradelines. Last I checked, they weren't entirely finished. I want to see those new scores very much, as I'm hoping that I'll see some boost-y action from that.

I always look forward to the updates on these GC threads, too. Yay for the 1st of the month!

[Hightechredneck]

Starting second month in the garden. App free this month! lol

[dodgerslv]

Hello everyone!....just checking in myself for the month of Nov. Eight more days and it will be a full month that i am application free!...