Still sitting in the garden, but at least it's in my new house! I knew I would be facing some expenses, but sheesh, this is getting bad. I've maxed out my Lowe's card and my scores are reflecting it with a nosedive. I am ready for the dust to settle on getting all my deposits back and cards/statements in hand (new address) so I can get crackin' paying some of this back down and watching my scores grow again. Although, TU on USAA right now is in the 9000s (yep 9000) and there is no data to show at all for 2 days now, so something must be wrong with their system.
1 month and 3 days app free! Keep it coming!
|Current: Discover Fico 709 3/15 Walmart Fico 743 4/15|
Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Earn Cash Back
|Amex Zync(Unicorn) |
Citi DC $10,000
I stepped out of the garden last month to open a NFCU checking/savings account and got their Cash Rewards Signature Card.
I'm in the garden for good until mortgage time comes around mid to late next year.
Today I am officially 1 months app free and no itching at all ... so far at least
In the garden...again...since 10/22/12 and I plan to be here for a while! I have my new Chase Freedom with a CL of $6000 and my new Discover with a CL of $6000. Let me get a cocktail and a snack and get comfortable!
I just applied for Kohls charge today (approved for $300) and applied for Target RedCard (approved, but not sure how much due to computer shut down while app was processing. Then hubby comes home complaing about toothache, so then I had to apply for CareCredit and requested $2000 and got approved (I should have requested $3000...oh well, maybe I'll get a CLI down the road...$2000 should be enough to cover possible root canal for now...I hope). I was going to apply to local credit union, but since they do a HP to approve membership, I think I'll wait 3-6 months before applying for membership and their Visa. So with 3 apps and 3 approvals today, and $500 CLI on Cap1 Platinum yesterday (SP I believe), I'm in the garden for next 3-6 months.
casually sneaks back in the garden.
(In the garden for 10 hours! No more apps till refi as I'm sticking to my plan. Thanks NFCU for being as insane with credit as I am I think their computer must had been drapping when it approved me)