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Garden Club Meeting - November 2012

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MYBEST
New Contributor

Re: Garden Club Meeting - November 2012

Hi, I am gardening now and I am going to stick to it (this) time Smiley Wink
EQ Starting Score: 584 | TU Starting Score: 547
EQ Current Score: 650 | TU Current Score: 643 | EX Current Score: 643
EQ Goal Score: 700 | TU Goal Score: 700 | EX Goal Score: 700
***Staying*** " with prayer that is " with in the garden and no (more) applying until mid-end of 2015!



Message 201 of 287
mistabgeez
New Contributor

Re: Garden Club Meeting - November 2012

Hey all, stepped out of the garden for Citi Forward and Wallyworld. I just couldn't wait anymore for the Forward; I eat out too much not to be rewarded for it accordingly. They gave me my highest limit, and highest instant approval EVER, $6,500! Walmart was just so I can get the free TU FICO. They had a pre-approval listed when I logged into my normal email account, $1200.

 

These were the only two cards I really wanted. I had an interest in the BOA Travel Rewards. Figured I would try for it since I was already 2 for 2, but was denied. That left a bitter taste in my mouth! I really only wanted it to have in my repertoire in case I head out of the country for vacation later this year. Oh well. No real desire for anything else right now. I'm in the garden for the long haul. Cheers!

AMEX BCE $15,500 Citi Double Cash $8,700 USAA $6,000
Chase Freedom $2,500 Discover It $10,600
M & T Visa $2,500 CU Visa $10,000, BOAmericard $7,500
Message 202 of 287
beb86
Valued Contributor

Re: Garden Club Meeting - November 2012

I have been in the garden for awhile and now im halfway to my year mark...whoo..hooo

Message 203 of 287
webhopper
Moderator Emeritus

Re: Garden Club Meeting - November 2012


@beb86 wrote:

I have been in the garden for awhile and now im halfway to my year mark...whoo..hooo


 

Congrats on your gold spade!! Nice and shiney!
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 204 of 287
thankfulheart
Established Contributor

Re: Garden Club Meeting - November 2012

I NEED NFCU to do a 0% BT offer, like, now.  That would perfectly scratch the itch I've been having, looking at other 0%BT cards.  C'mon Santa!!!

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)

Message 205 of 287
tcbofade
Super Contributor

Re: Garden Club Meeting - November 2012

LOL!  I'm still here, boys and girls.

 

No apping for me.

 

Really, I'm just biding my time....my utilizations is a bit too high, and while certain cards are completely paid off, more than a few are still maxed out...so I'm hoping that working on them for a few months should help bring both of those down, and let my FICO rise...  Smiley Happy

02/01/24 Fico 8: EX 757, EQ 803, TU 783.
Fico 9: EX 760 12/16/23, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 206 of 287
creditnocash
Valued Contributor

Re: Garden Club Meeting - November 2012

not that im trying to rush the holidays but can it be next month already? 

want to sport my shiny silver spade on the 1st =)



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 207 of 287
MYBEST
New Contributor

Re: Garden Club Meeting - November 2012

I caved in today... I need to be locked up in the garden jail house... smh @ myselfSmiley Mad

EQ Starting Score: 584 | TU Starting Score: 547
EQ Current Score: 650 | TU Current Score: 643 | EX Current Score: 643
EQ Goal Score: 700 | TU Goal Score: 700 | EX Goal Score: 700
***Staying*** " with prayer that is " with in the garden and no (more) applying until mid-end of 2015!



Message 208 of 287
Anonymous
Not applicable

Re: Garden Club Meeting - November 2012


@MYBEST wrote:

@I caved in today... I need to be locked up in the garden jail house... smh @ myselfSmiley Mad


More details please. Did you acquire your target?

Message 209 of 287
MYBEST
New Contributor

Re: Garden Club Meeting - November 2012

No, I got the 7-10 day notice... I know what that means. This was just a sign that I need not to apply for anything else anytime soon.
EQ Starting Score: 584 | TU Starting Score: 547
EQ Current Score: 650 | TU Current Score: 643 | EX Current Score: 643
EQ Goal Score: 700 | TU Goal Score: 700 | EX Goal Score: 700
***Staying*** " with prayer that is " with in the garden and no (more) applying until mid-end of 2015!



Message 210 of 287
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