MJ will you lose your spade when you get the Fico credit cards and expense account ?
Wow...this garden is growing!
It's a new month, so I always like to state my credit goals and what I hope to accomplish in the Garden:
1. Pay off Merrick card; may possibly use for small recurring payments & PIF to keep CC active
2. Pay off and close Credit One CC by mid-March
3. Pay off/pay down all TLs
3. Request CLIs for Amazon in a few days, Wally in December, JCP in Feb
3. GW letters to LVNV until they budge!
Still here... I can't believe its November already! so with the nip in the air, and leaves all over my lawn, I'll raise a glass of pepperming (schnapps) hot cocoa to one and all... (oh and the big pot on the table over there? yup... enough spiked cocoa for us all...)
I've been gardening for almost a month. My sis added me to her cap1 and now my credit history increase to 7 years haha, AAofA 2 years. I hope Amex shows me some love when I request CLi in exactly 23days from now.
Yup... another month in the garden. All cards will report $0 balance this month 'cept Discover which is still at 0% intro rate. Overall UTIL will be around 25% so any/all apps will remain on ice until I can drag that UTIL down a bit more.
Checking in for November. October was not a good month. I was ready for it to be over.. Though I'm not sure how much better November will be, I have a birthday coming up in a couple of weeks Feeling old so I may have to skip it lol.
The good news? My credit scores should recover this month when balances report 0 again. Plus, I just got another CLI from Capital one!
Hope everyone is well. Happy gardening! & Stay strong
Hello My Buddy,
Sorry October wan't good for you. Hope November is better!
October was up and down for me and November is starting not so great, but I'm determined (no pun intended) to make the best of it.
Hope to see you at the social tonight.
Checking in! So glad to be here for the next 2 years!
@Lexie - Congratulations, Moderator!
Check in complete
Thanks, myjourney. Don't know where I've been, but congrats on the upgrade, Community Leader!