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Well all of my reports have updated and im a little above where i started in june. (660 to 720 to 682) eq anyways. tu should be similar.
cant wait until sep 13' where all of my inquries are non factor.
went from 3 store cards reporting to 3 revolvers, 5 store revolvers, an amex charge, and a great auto (loan/lease)
im pretty exited that i paid down my debt as well. i think i will only let 2 cards report as i wont have enough funds i think to cover both for pif.(before statement cuts) with in all 700 reporting out of 12k aval.
and i have updated my sig with a nice reminder of how many days in total ive been app free and how many in total until my reports are free and clear of all inq.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@creditnocash wrote:Well all of my reports have updated and im a little above where i started in june. (660 to 720 to 682) eq anyways. tu should be similar.
cant wait until sep 13' where all of my inquries are non factor.
went from 3 store cards reporting to 3 revolvers, 5 store revolvers, an amex charge, and a great auto (loan/lease)
im pretty exited that i paid down my debt as well. i think i will only let 2 cards report as i wont have enough funds i think to cover both for pif.(before statement cuts) with in all 700 reporting out of 12k aval.
and i have updated my sig with a nice reminder of how many days in total ive been app free and how many in total until my reports are free and clear of all inq.
You've done a great job -- congrats!!!
@tinuviel wrote:You've done a great job -- congrats!!!
thanks. ive just wrapped my head around that in two years of no credit to 13k in available credit.
crazy what good history can do for a person.
my first account was a joint the rest were non secured. seperate accounts.
never had a rebuilder
and as for everyone else.
we are all here for the same reason (this forum and gardening topic)
to improve our credit situation. good luck and congrats to those who stay on path.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@creditnocash wrote:
@tinuviel wrote:You've done a great job -- congrats!!!
thanks. ive just wrapped my head around that in two years of no credit to 13k in available credit.
crazy what good history can do for a person.
my first account was a joint the rest were non secured. seperate accounts.
never had a rebuilder
and as for everyone else.
we are all here for the same reason (this forum and gardening topic)
to improve our credit situation. good luck and congrats to those who stay on path.
this and to help each other to resist the itch
I just posted on a separate thread, but I'm going to share here, as well.
Two little shrubs in my garden just experienced a growth spurt! I hadn't received a CLI on my GE cards for the last few months because of an old baddie that popped up on my reports and made it look like a recent default. It fell off a couple of months ago, and my reports became CO/CA free. So, I called in for an increase today, and the results are:
JC Penney - $2300 -> $2500
Dillard's Amex - $4200 -> $6000
I love soft CLIs! I'm especially happy about the Dillard's increase, as it gives me one more general purpose CC that is over the $5000 threshhold. I'm very happy with my card limits, and with the state of my garden in general!
@tinuviel wrote:I just posted on a separate thread, but I'm going to share here, as well.
Two little shrubs in my garden just experienced a growth spurt! I hadn't received a CLI on my GE cards for the last few months because of an old baddie that popped up on my reports and made it look like a recent default. It fell off a couple of months ago, and my reports became CO/CA free. So, I called in for an increase today, and the results are:
JC Penney - $2300 -> $2500
Dillard's Amex - $4200 -> $6000
I love soft CLIs! I'm especially happy about the Dillard's increase, as it gives me one more general purpose CC that is over the $5000 threshhold. I'm very happy with my card limits, and with the state of my garden in general!
like in the other thread congrats.
5k cards i got my eye on you!
a nice income jump as well.
got a raise for at least 3/4 dollars more an hour.
cant wait till that reports on my taxes. and my bonuses as well.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@creditnocash wrote:
@tinuviel wrote:I just posted on a separate thread, but I'm going to share here, as well.
Two little shrubs in my garden just experienced a growth spurt! I hadn't received a CLI on my GE cards for the last few months because of an old baddie that popped up on my reports and made it look like a recent default. It fell off a couple of months ago, and my reports became CO/CA free. So, I called in for an increase today, and the results are:
JC Penney - $2300 -> $2500
Dillard's Amex - $4200 -> $6000
I love soft CLIs! I'm especially happy about the Dillard's increase, as it gives me one more general purpose CC that is over the $5000 threshhold. I'm very happy with my card limits, and with the state of my garden in general!
like in the other thread congrats.
5k cards i got my eye on you!
a nice income jump as well.
got a raise for at least 3/4 dollars more an hour.
cant wait till that reports on my taxes. and my bonuses as well.
Very nice -- congrats to you!
@creditnocash wrote:
@tinuviel wrote:I just posted on a separate thread, but I'm going to share here, as well.
Two little shrubs in my garden just experienced a growth spurt! I hadn't received a CLI on my GE cards for the last few months because of an old baddie that popped up on my reports and made it look like a recent default. It fell off a couple of months ago, and my reports became CO/CA free. So, I called in for an increase today, and the results are:
JC Penney - $2300 -> $2500
Dillard's Amex - $4200 -> $6000
I love soft CLIs! I'm especially happy about the Dillard's increase, as it gives me one more general purpose CC that is over the $5000 threshhold. I'm very happy with my card limits, and with the state of my garden in general!
like in the other thread congrats.
5k cards i got my eye on you!
a nice income jump as well.
got a raise for at least 3/4 dollars more an hour.
cant wait till that reports on my taxes. and my bonuses as well.
Great news
Congrats
Morning all,
raining like hell here, how should one have one fun in the garden ...
after my successful apping in September it's time to start from scratch. No apping until Jan 2013.....at least