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@creditnocash wrote:
@RockinRay wrote:
What is my second choice! At lease we do not have that to contend with.
i just meant your other half is there to manage all the cc's... why do you have to worry about it.
and as for Jutz. congrats.
there is really no NEED to app but since we can we do. like i stated ive been app free for 16+ years before my first app and approval. whats 2?
since ive joined this community i apped for way to much in my opinion but is it what is. inq will be erased in 2 years anyways.
I do a much better job!
I came here as an intervention...
Got a pre-app for the CITI Diamond........must not app......must not app
I
CITI will deny you and you know it.
Drop the pre approval, and step away from the keyboard....
@creditnocash wrote:
@RockinRay wrote:I stepped out yesterday to pick up a PayPal Extras Mastercard. We run a side line business / ebay and I can pay for my shipping / get rewards by using this card.
CL aproved, $5k.
Did I "really" need this card? No, but I justified the app realizing that this year I have spend about $2k so far with PayPal shipping and have missed out on any rewards so I felt it was worth while to step out and pick up the card.
Now when I ship our products, I will get points that I can convert to cash back...
Congrats! that card does its job!
+1
2012 has been app free for me, so far anyway.
@pazuzu wrote:2012 has been app free for me, so far anyway.
only 79more days left. can you make it? do you feel in control punk?
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Came out of the garden on Friday. Applied for the AA Citi Card (two browser trick) and got the Aadvantage Visa & AmEx with only one hard pull, $8,500 limit on each with 15.24% APR. Will get 100,000 AA miles and $100 statement credit on each card when used onboard AA (which works since I am flying them in December). Also glad I pulled the trigger on the higher miles as the links I used to apply are no longer active. Back into the garden I go.
Garden check in! I'm still here at 47 days app free.
I've been busy with school so that keeps my mind off applying!
@ramblin_wreck08 wrote:
40 days app free. My focus on the holiday season and saving up to buy a house is making me not only app free, but itch free as well.
Can't wait for my CR to update an see what this stretch does to my score. Hoping for a point or two.
40 days and 40 nights
we have the same last app date
what caused the jump in your score from aug to sep?
Hopefully by end of December im hoping my score hits 700+ again!
Especially since my report is so diversified with the installment loan they said I needed.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |