@tinuviel wrote:
@creditnocash wrote:good luck too both of you!
on my 9th month of garedning on sep 5th! woo
just passed my inq mark. meaning no inquries for anything in the past year!
ill be working on cutting utility! January is right around the corner! (also my first batch of inquries that fall off 1 in jan/4 in feb)
good luck everyone, i know you can do it!
That's wonderful! Great job, and keep up the good work!
thanks, im on the fence about apping it/ or a 18 month promo for a citi bt, they both sending me good offers. but might just duke out the interest until jan. (whats 3 months...) and focus on getting all my cards too 0 except that one.
@newbiewife wrote:
I think I'm going to have a bronze spade on the 2nd of sept. Hmmmm if I behaveneed to behave
You can do it... you're so close!
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Thanks and ill make sure I'll behave or else myjourney will hunt me down. :smileyworried:
trying to reach 800! 
@tinuviel wrote:
@FocusedAndDetermined wrote:
@tinuviel wrote:
@BearsAndTurtlesRtheBest wrote:I get my bronze spade on the 3rd cant wait!!!!
I get my gold the following day, on the 4th. Looks like a good week coming up for us both.
WTG - never a doubt that you would reclaim your status.
Thanks. I'm also thrilled that my scores have bounced not only back, but also higher, after every stint of gardening. For example, a year ago on August 24 I apped for four cards; my EQ score was 723. After the app spree and all of the cards reported, I dropped down to the upper 600s -- ouch! But I bounced back, and when I did my final bit of apping on March 4 of this year, my EQ score was 766. Again, after everything reported, I fell down to 734. Now that I've sat back and allowed things to age, I'm up to an EQ of 772! I imagine my scores have or soon will reach a plateau, but I'm very happy with where I'm at. It's a long, long way from where I started this journey. Using cards responsibly coupled with spending meaningful periods of time in the garden have really paid off.
Well, you certainly are inspiring and encouraging!
I don't know where my scores were after I filed bk7 in 07; I was too afraid/depressed to look. I figured I was dead in the water for 10yrs. I was able to get 1 CC in 08, a WaMu platinum Visa, and that was all I had for years. Applied for one or two cards, but was denied. Sat back and was bascially cash-and-carry for a good stretch of time.
Since joining myfico in Dec '12, I have obtained 5 new cards after PCing my Chase Visa to a Freedom. Now, I'm quite content to nurse my Discover, Barclay MC and VS. (The other two don't get much use.) My current scores range between 730 and 765. I want to get, at least 1 score, to 800. So, in the garden I stay until the dust begins to settle.
EDIT: Hit post in stead of quote. Ooops.
@newbiewife wrote:
I think I'm going to have a bronze spade on the 2nd of sept. Hmmmm if I behave
I know you are going to get that bronze! Stay garden strong.
@FocusedAndDetermined wrote:
@tld409 wrote:Yet again back to seeding
I have to stay focused and at least make it to the Gold.
We're here to support you!
Thanks FocusedAndDetermined! 
Starting Score 630 Score: Current FICO Scores: All above 725 (04/01/2015)
I'm going to have to garden soon, I've had 3 new cards this past week, and its becoming addictive. Luckly I have SOME self control lol. Starting tomorrow, Sept 1st, I will no longer app for any new credit cards!
Congrats to all who have made it or remain on the path to reaching personal goals and spades! I know we all can do it with the help of our gardening friends. 
