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I'm 6 (well, 7 now) months in now and haven't had any urges to app. I don't know what my current score is, just that my CK and CS have gone up. Focused on my new job and school so I think I'm good for a while.
@ceemee2203 wrote:I'm 6 (well, 7 now) months in now and haven't had any urges to app. I don't know what my current score is, just that my CK and CS have gone up. Focused on my new job and school so I think I'm good for a while.
WTG, that's awesome
@simi_go wrote:
@Irisa wrote:Do account upgrades reset my garden dates? I want to work on getting rewards and CLIs on my Capital One accounts, but I want to double check before the gators come after me
As long as it does not require a HP or create a new tradeline you should be ok. By the way I have arrived in the garden. Looks like I am doing about a 3 month stint
Welcome to the garden
it seems my app addiction is waning. i have no urges to app, am i normal?
1 month in the garden today!! yay
So, logged into CK this morning to update my score (I know its a FAKO, but its a nice way to monitor my progress, to a degree) and it jumped a whole 17 points after my app spree. What?!?!?!? The reason it jumped so much is due to TU as of right now only reporting my $500 Cap1 card which had about $230 on it. So, 47% util down to 0 makes my score go up 17 points. Nice
Hope everyone is good. This is my check in for the day
Hello! I am officially declaring myself in the Garden! Before this week I had only one CC, a secured BOA with a $500CL, which I opened in June. This week I was instantly approved for a Chase Freedom with a $3000CL and yesterday I was approved (I had to call in to verfiy address) for a Discover It card with a $4500CL!! I'm still waiting for one collection to be removed from my TU CR, which the CA said they would remove. I do not plan on applying for any new credit until June 2014, as of now I'm eyeing the AMEX BCE.
So far...
AAoA - 3.2 yrs (which im sure will fall dramatically due to the 2 new CCs)
Collections - EX - 0, EQ - 0, TU - 1 (soon to be 0)
Inqs - EX - 3, EQ - 1, TU - 2
9% utlization (which will shrink alot due to new CCs)
0 PRs
About 14.5K in SLs which are currently in repayment
Things are falling into place for 2014 to be a great year!
Almost rebuilt, I started in the beginning of last month!
THANK YOU MYFICO!!!
@Steelersboy wrote:it seems my app addiction is waning. i have no urges to app, am i normal?
Yup, it's normal.. it does get easier with time