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Garden Club - November 2017

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Adkins
Legendary Contributor

Re: Garden Club - November 2017

Alright, my extra monies for a one month subscription. Plus, I'll get another score update when the Target card hits my reports. 

 

Equifax - 672

TransUnion - 680

Experian - 680

 

I'm a little dumbfounded by the TransUnion score, the old medical collection is still showing and it's still missing my entire discount tire account. Different criteria?  Auto 8 is 681-704, so I'm thinking of trying for [redacted] and the [redacted] Friday. 

 

Edited: duh, THIS IS THE GARDEN!! 😁


Last HP 08-07-2023



Message 1431 of 2,866
tcbofade
Super Contributor

Re: Garden Club - November 2017

Just "unmaxed" three more.  Smiley Happy

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 1432 of 2,866
tcbofade
Super Contributor

Re: Garden Club - November 2017


@Adkins wrote:

Alright, my extra monies for a one month subscription. Plus, I'll get another score update when the Target card hits my reports. 

 

Equifax - 672

TransUnion - 680

Experian - 680

 

I'm a little dumbfounded by the TransUnion score, the old medical collection is still showing and it's still missing my entire discount tire account. Different criteria?  Auto 8 is 681-704, so I'm thinking of trying for [redacted] and the [redacted] Friday. 

 

Edited: duh, THIS IS THE GARDEN!! 😁


LOL!  Nice catch.  Smiley Happy

 

...and you should be fine.  Good luck!

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 1433 of 2,866
Anonymous
Not applicable

Re: Garden Club - November 2017

Resetting the Garden Clock - Refinancing the car, and my bank just pulled TU

 

Good news though

 

my 301/mo 54 month 22.9 APR car loan is going to become a 235/mo 36 month 3.9 APR

 

So its worth it.

Message 1434 of 2,866
tcbofade
Super Contributor

Re: Garden Club - November 2017


@tcbofade wrote:

Just "unmaxed" three more.  Smiley Happy


...and now, a few minutes later, I wish those lousy credit cards would cut new statements and report my new balances to Experian, Equifax, and Transunion so that I can get a new report and see if my scores have moved.

 

This, THIS is an example of the establishment holding me down.

 

...hmph...

 

Gardening is hard. 

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 1435 of 2,866
tcbofade
Super Contributor

Re: Garden Club - November 2017


@Anonymous wrote:

Resetting the Garden Clock - Refinancing the car, and my bank just pulled TU

 

Good news though

 

my 301/mo 54 month 22.9 APR car loan is going to become a 235/mo 36 month 3.9 APR

 

So its worth it.


That is awesome!  Yay you!

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 1436 of 2,866
Anonymous
Not applicable

Re: Garden Club - November 2017

Alright, sig changed, but im keeping the cowbells =D

 

Dont worry, I put sapling in the description XD

Message 1437 of 2,866
Adkins
Legendary Contributor

Re: Garden Club - November 2017


@tcbofade wrote:

@Adkins wrote:

Alright, my extra monies for a one month subscription. Plus, I'll get another score update when the Target card hits my reports. 

 

Equifax - 672

TransUnion - 680

Experian - 680

 

I'm a little dumbfounded by the TransUnion score, the old medical collection is still showing and it's still missing my entire discount tire account. Different criteria?  Auto 8 is 681-704, so I'm thinking of trying for [redacted] and the [redacted] Friday. 

 

Edited: duh, THIS IS THE GARDEN!! 😁


LOL!  Nice catch.  Smiley Happy

 

...and you should be fine.  Good luck!


Thanks! 


Last HP 08-07-2023



Message 1438 of 2,866
Adkins
Legendary Contributor

Re: Garden Club - November 2017


@Anonymous wrote:

Resetting the Garden Clock - Refinancing the car, and my bank just pulled TU

 

Good news though

 

my 301/mo 54 month 22.9 APR car loan is going to become a 235/mo 36 month 3.9 APR

 

So its worth it.


That is absolutely fantastic, congratulations!!


Last HP 08-07-2023



Message 1439 of 2,866
AverageJoesCredit
Legendary Contributor

Re: Garden Club - November 2017

Whats up with all this credit talk?
Message 1440 of 2,866
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