Still gardening! Next month I earn the Sapphire I believe, scoring inching their way to 800.
Way to go! And congrats to everyone else sticking to their goals!
Hello, MFs! MyFico Family, that is!
Happy to be here, and I think I've grown a bit, thanks to YOU all.
Wishing you all the best! A real blessing that @AJC's sister and family are safe!
Impressed with MFs gardening strong! You inspire me daily!
Well I’m here now. Opened my SSL, which kicked me out of the garden. And got a hard pull from PenFed trying to get a CLI (unsuccessfully) on a 60 day old HP they already had on opening my accounts.... 😞😞😞 well, I promise not to leave until April first 2018, at which case ill be asking for a CLI on Power Cash, and maybe get the PenFed promise.... but well see. After that, I intend no Hard pulls or new accounts until October 2019. Then I’ll have one inquiry. Hopefully life goes well, and i dont need anything or get a hard pull from anywhere intentionally. I also hope to get my credit score to 770-790+ and need to get my utilization to <7%, get my loan down to 7% and let my accounts age.
Wish me Luck, and Godspeed to you all!!
Good luck! We will keep each other in check!
Checking in for October. Experian and Equifax locked. Transunion wanted to charge me, so I left them alone.
Happy October, everybody!
As for you ... much better looking than I envisioned
I'm checking in for October. No new applications, but thanks to the Equifax mess, I've locked my credit reports until further notice. Before that, I found out my CapOne had been compromised (three ITunes charges for about $100), so I got a new card and my Discover account ended up requiring a new user name (although no charges were made).
So basically, I'm locked in the garden unless I am made an offer I can't refuse.