Oh praise be the garden! I'm switching phone companies and was dreading giving up my spade. I read the rules and I'm OK to take the HP for switching to Tmobile. Isn't is funny that I was worried about such a thing? Thanks to everyone in this forum for being a good influence that I care about my credit so much.
I'm trying to stay in the garden until at least 4/15/17 which would make one year. Late August 2017 has all inquiries except one on each report falling off... That's a long way off I suppose, best to take it one day at a time.
You can do it jtfan80! We can take it one month at a time together. I'm thinking of hanging around here for a year too. I'm still undecided. One of my goals is to increase CLs on a few of my cards - a couple of them require HPs. Lately, I've been thinking I should wait until 2018. At some point, I'll decide. Until then, I'm gardening.
Wow! December already. This month will mark 6 mos for me. Just trying to get our mortgage closed. Had a hiccup with the appraisal that has pushed things back. Creditwise nothing exciting except someone fraudulently opened PenFed accounts in me and my wife's name. Trying to get that handled. Not what you need in the middle of the mortgage process. So Ho! Ho! Ho! Everyone have a great month.
Happy Holidays everyone!
After receiving all 3 of my credit cards this year, I have decided to enter the garden and let things grow until 10/17 when I might apply for a 4th card.
Checking in for December. Tommorrow will mark my 4th month in the garden. Scores have increased a little EX (+12), EQ (+2) and TU (+8)
Stay strong gardeners!
Good morning boys and girls, happy December!
DW and I are both a little over sixty days in the garden with no real plans to leave. The more I think about it, the more I think that we'll just take 2017 off from the credit game.
Hope that you're all of to a good start!
Checking in for December. Wishing the best of the season for all of you. All is well here. Just keeping my utilization low and making some decisions on closing a couple of cards next year.
Good luck to all of you on your financial planning.
Good Morning everyone!
Just checking in for the month. Nothing too special going on at my end. Happy Gardening!