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I'm excited to be still in the garden for the next month and hopefully longer. I'm putting together a list of when I can request some EE and when inquiries will be dropping off. I have a couple of cards eligible for a SP CLI this month and the rest will be eligible in December.
@srloring13 wrote:I'm excited to be still in the garden for the next month and hopefully longer. I'm putting together a list of when I can request some EE and when inquiries will be dropping off. I have a couple of cards eligible for a SP CLI this month and the rest will be eligible in December.
I like putting together lists and calendars of when I can request CLI on certain cards. My boyfriend found the list that I had in my phone today and started reading them outloud... kind of embarassing.
7 pages already?! WOW!!
Happy September everyone! (September already...4th quarter is just around the bend). I will hit my one year in the garden at the end of this month!!
For all my fellow Floridians -- please be careful!! All of my department at work was sent home at 3 to keep us safe -- please take care.
@Callandra wrote:7 pages already?! WOW!!
Happy September everyone! (September already...4th quarter is just around the bend). I will hit my one year in the garden at the end of this month!!
For all my fellow Floridians -- please be careful!! All of my department at work was sent home at 3 to keep us safe -- please take care.
Only two pages for me.
@driftless wrote:Apartment apps don't count, you start your garden clock from the hp for your VS card. Welcome!
If you want your spade, speak up and one of the moderators will add it for you if you don't have the permissions to do it yourself yet.
Thanks for the response and welcome. I did the SCT for my VS card so no hp for that but I did hp app in July. Can a moderator please help me with getting a spade?
I am officially in the garden. Started last month credit wise. Working to let inquiries from past 2 yrs begin to fall off from mortgage, furniture, cars, and cards. Also working to pay down my debt in the meantime. I hope to stay in the garden at least until the spring. Happy gardening everyone.
@Anonymous wrote:I am officially in the garden. Started last month credit wise. Working to let inquiries from past 2 yrs begin to fall off from mortgage, furniture, cars, and cards. Also working to pay down my debt in the meantime. I hope to stay in the garden at least until the spring. Happy gardening everyone.
Happy gardening!
With 53 inquiries on my report, and only 4 scheduled to fall off this year, it's absolutely 100% mandatory that I stay in the garden for one year at the very least, but two is my goal.
I find this kind of funny though: I just cancelled my Credit One card after having it as a utilization cushion for a year. I decided enough was enough with such a shady bank and cancelled. It's not even been a month (I cancelled on Aug 20th) and they're already sending my Pre-Qualified emails & letters begging for me to come back. HA! Yeah right.
Good morning boys and girls.
It IS kind of awesome to be on page seven on the 2nd of the month. Go go gadget garden!
Today is payday for DW and I, and we should have enough dollars to get that last CC unmaxed. All of them should update between today and the 21st, and I am very much looking forward to pulling our Fico scores 01 October.
Good Morning Gardeners,
I think that I have a problem. My mortgage has finally reported and yet I am still checking my scores on myFICO every morning.
Have a great day.
- Driftless