Gas, groceries AND dining out

[Anonymous]

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@Roadgeek395 wrote:

I will give that a try. I am so bummed out right now 

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It happens to all of us unfortunately.

Are you in Bank of the West's geofence btw? They have been known to do SP approvals (they pull EX) for their card. 

[Roadgeek395]

I live in California so I'm assuming I would qualify 

[Anonymous]

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@Roadgeek395 wrote:

I live in California so I'm assuming I would qualify 

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Well wait and see what NFCU has to say but if its a no, the BotW card has a similar structure (gas cash back is capped at $1500 instead of uncapped like Navy Federal).

[Roadgeek395]

I'll see what the letter says when I receive it 

[JNA1]

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@Roadgeek395 wrote:

I will give that a try. I am so bummed out right now 

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I'm sorry to hear that - and I get it. I was declined for the Citi Custom Cash on Saturday. I'm like you, I thought my profile was strong enough to be a pretty sure bet to get it, but you never know sometimes. 

[Roadgeek395]

We take a gamble. Sometimes we win sometimes we lose

[Anonymous]

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@Roadgeek395 wrote:

We take a gamble. Sometimes we win sometimes we lose

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At least with NFCU its just a matter of time. That goes for most CUs really. Once they get to know you, they open up the doors.

[JNA1]

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@Anonymous wrote:

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@Roadgeek395 wrote:

We take a gamble. Sometimes we win sometimes we lose

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At least with NFCU its just a matter of time. That goes for most CUs really. Once they get to know you, they open up the doors.

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Agreed! Don't get discouraged by this with Navy. They'll end up taking good care of you with a little time. If you can, it wouldn't be a bad idea to park some cash in the savings account, and if you are like me, you'll start getting preapproved offers pretty quickly.  

[PullingMeSoftly]

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@Roadgeek395 wrote:

I live in California so I'm assuming I would qualify 

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@Roadgeek395 If you're near Sacramento or the Bay Area, you might want to consider joining Safe Credit Union and going for the Cash Rewards card after a month of membership is established.

3% gas, groceries, dining, AND a 5% selectable rotating category.

[Roadgeek395]

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@PullingMeSoftly wrote:

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@Roadgeek395 wrote:

I live in California so I'm assuming I would qualify 

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@Roadgeek395 If you're near Sacramento or the Bay Area, you might want to consider joining Safe Credit Union and going for the Cash Rewards card after a month of membership is established.

3% gas, groceries, dining, AND a 5% selectable rotating category.

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Wow that sounds like a great card, unfortunately I don't live anywhere near those areas