@Taurus22 wrote:My FNBO Ducks Unlimited Visa does this everytime at every gas station. Since it's my dedicated 5% gas card, I notice it. Only ever a $1 hold though.....don't think I've ever seen a hold larger than that. I wonder if it's region specific to have such high holds that you guys have mentioned? A $100 hold each time would be pretty aggravating.
I was actually wondering that too about being region specific. It's just so weird that differen't folks' experiences vary so wildly.
Never in the history of ever have I gotten a $100 hold at a gas station. Now I kinda wanna try it with my AMEX Gold to see what happens....for science.
@Loquat wrote:I haven't had the issue at as I mentioned in a previous post but one thing I will say is a benefit for hold like this at a gas station, those that rental car companies tend to hold, etc is that when you're using an Amex charge card it really doesn't affect you available credit since most are NPSL.
And I put all of my gas purchases on my Business Gold so I guess even if I did get a station that did this it wouldn't really matter that much as it relates to available credit being reduced.
Yeah, the issue on the Propel is that it DOES reduce your available credit.
@ReturnOfTheCredi wrote:
@Taurus22 wrote:My FNBO Ducks Unlimited Visa does this everytime at every gas station. Since it's my dedicated 5% gas card, I notice it. Only ever a $1 hold though.....don't think I've ever seen a hold larger than that. I wonder if it's region specific to have such high holds that you guys have mentioned? A $100 hold each time would be pretty aggravating.
It's very aggravating. Imagine my shock when I got a notification for a $350 purchase at QuikTrip! For a GAS HOLD!!!
It wouldn't be so bad if it automatically dropped off the next day, but they will tell you 5-6 business days and that's what I've been seeing. That part is terrible.
Unless you are using a diesel pump at a truck stop there is a hardcap of $200 at the pump, can't exceed this without hanging up and pumping a second time.
And it seems like from what people are saying that Amex cards from Amex act differently. The Propel takes ridiculous amount of time to post. I'm guessing it's a WF thing
@Nomad3 wrote:
@ReturnOfTheCredi wrote:
@Taurus22 wrote:My FNBO Ducks Unlimited Visa does this everytime at every gas station. Since it's my dedicated 5% gas card, I notice it. Only ever a $1 hold though.....don't think I've ever seen a hold larger than that. I wonder if it's region specific to have such high holds that you guys have mentioned? A $100 hold each time would be pretty aggravating.
It's very aggravating. Imagine my shock when I got a notification for a $350 purchase at QuikTrip! For a GAS HOLD!!!
It wouldn't be so bad if it automatically dropped off the next day, but they will tell you 5-6 business days and that's what I've been seeing. That part is terrible.
Unless you are using a diesel pump at a truck stop there is a hardcap of $200 at the pump, can't exceed this without hanging up and pumping a second time.
And it seems like from what people are saying that Amex cards from Amex act differently. The Propel takes ridiculous amount of time to post. I'm guessing it's a WF thing
Yes, the $350 hold was at a QT that has a tractor trailer pull-through which is where all the diesel pumps are. So I got hit like I was a truck. But this is a station I will be using a lot, especially since they are currently .20 a gallon cheaper than everywhere else.
This card's holds and time to drop off is no bueno for me and I would agree, it's likely a WF thing.
I feel like I've seen a sign at some gas stations that says there will be $75/$100 holds on credit card purchases. This along with the note about QT doing $350 hold would lead me to believe the gas station sets the policy.
@seattletravels wrote:I feel like I've seen a sign at some gas stations that says there will be $75/$100 holds on credit card purchases. This along with the note about QT doing $350 hold would lead me to believe the gas station sets the policy.
Well, remember, the $350 hold was at a pump that normally services big rigs. They hold a lot more fuel, so their holds are higher. Any other pump is going to be $100. But the fact that WF doesn't drop those off faster is a big issue for me. And I have to believe it's them since they can tell you exactly when it will fall off. Not really sure, though.
WF, btw, holds my payments as well. My payments will post one day and three days later, it still hasn't been added back to my credit line. They claim it's because I'm new to them and my payment account is external and that it will get better, but after clearing six payments with them (all good size), it hasn't made any difference.