So I am starting to get back around, still have BK7 on my record it's hitting seven years, lots of baddies starting to fall off, well 4 months ago I applied for a bunch of ge money bank products since I shopped at most of the stores.. I got accepted at every single one I applied for, my fico score was 633 dropped to 600 after getting 20 new accounts back up to 641 after 4 months..
here are my results..
Walmart store card $800 (You don't want the discover)
Paypal Buyer credit (same as a mastercard) $900
Carecredit $1000 (can be used for dentist, vet, plastic surgery, and a few other things)
Gap/Old navy $300
I think there is one more I got to check tomorrow..
I have charged several thousand on them and PIF'd on them all so I have had heavy usage.
anyways these cards are great because most of them offer 0% for 12 months on any purchases of 299 or more any time you use them, I have never seen another card even prime offer this, it's not a promo either it's all the time! They charge NO Annual fees, I must say they are great.
They auto increase limits after 4 months of history, payments, and I paid in full on every single one of them, except walmart and carecredit i did the promo, THEY DONT PULL HARD INQURIES which is GREAT! They are increasing my scores by at least 40 points every 3 months.. I am going to be hitting my fourth month statement on them all in the next two weeks, I will keep you updated as to what happens and what I get if I get any..
I am curious if anyone else has got increases, or news about them, or even problems you have had if any?
I have no complaints against GEMB. DW has a ChrevronTexaco card with $1500 CL and OldNavy $1200 CL, but other than those, we really had no other experience till this year. I now have CareCredit $14,800 CL, Rooms to Go $6500, JCP $1800 (I expect a cli next month on jpc). Their CS has been very good.
you don't have a meijer card? I was thinking ge money bank doesn't pull hards, but they did with that company which (ticked) me off there was no warning.
(Please keep language clean when posting. - Scamp, Mod)