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Ge money bank, they have been the best bank for me this year, tons of new accounts!

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Ge money bank, they have been the best bank for me this year, tons of new accounts!

So I am starting to get back around, still have BK7 on my record it's hitting seven years, lots of baddies starting to fall off, well 4 months ago I applied for a bunch of ge money bank products since I shopped at most of the stores.. I got accepted at every single one I applied for, my fico score was 633 dropped to 600 after getting 20 new accounts back up to 641 after 4 months..

 

here are my results..

 

Walmart store card $800 (You don't want the discover)

Paypal Buyer credit (same as a mastercard) $900

Carecredit $1000 (can be used for dentist, vet, plastic surgery, and a few other things)

Jcpenny $400

Meijer $300

Gap/Old navy $300

 

I think there is one more I got to check tomorrow.. 

 

 

I have charged several thousand on them and PIF'd on them all so I have had heavy usage.

 

anyways these cards are great because most of them offer 0% for 12 months on any purchases of 299 or more any time you use them, I have never seen another card even prime offer this, it's not a promo either it's all the time! They charge NO Annual fees, I must say they are great.

 

They auto increase limits after 4 months of history, payments, and I paid in full on every single one of them, except walmart and carecredit i did the promo, THEY DONT PULL HARD INQURIES which is GREAT! They are increasing my scores by at least 40 points every 3 months.. I am going to be hitting my fourth month statement on them all in the next two weeks, I will keep you updated as to what happens and what I get if I get any..

 

I am curious if anyone else has got increases, or news about them, or even problems you have had if any?

Message 1 of 4
3 REPLIES 3
Regular Contributor

Re: Ge money bank, they have been the best bank for me this year, tons of new accounts!

Congrads
Message 2 of 4
Senior Contributor

Re: Ge money bank, they have been the best bank for me this year, tons of new accounts!

Congrats!

 

I have no complaints against GEMB.  DW has a ChrevronTexaco card with $1500 CL and OldNavy $1200 CL, but other than those, we really had no other experience till this year.  I now have CareCredit $14,800 CL, Rooms to Go $6500, JCP $1800 (I expect a cli next month on jpc).  Their CS has been very good.

 

IME Smiley Happy

 

 

Message Edited by txjohn on 02-08-2010 03:15 AM

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Message 3 of 4
Member

Re: Ge money bank, they have been the best bank for me this year, tons of new accounts!

you don't have a meijer card? I was thinking ge money bank doesn't pull hards, but they did with that company which (ticked) me off there was no warning.

 

(Please keep language clean when posting. - Scamp, Mod)

Message Edited by Scamp on 02-08-2010 10:54 AM
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