Getting My Chase Card to a Siggy

[Platinum]

If you don't need/ want CSP then use Freedom for 6 months, ask for CLI to $5K or more, then at the same time when approved ask for the upgrade to Signature. It's going to be HP this way or another.

[samm90]

As to why... because we can. Also I'm pretty sure I read the account has to be a year old to PC.

[longtimelurker]

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@samm90 wrote:
As to why... because we can. Also I'm pretty sure I read the account has to be a year old to PC.

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Right, but there are other things you also "can" do, so the question is reasonable.  With a more specific answer, the group might be able to suggest additional alternatives, or perhaps correct misconceptions.   Trying to get a card to $5K and then attempting conversion may or may not be the best use of HPs, inqs etc.

But I do understand:  there is a higher tier, so people want it.  The question is, should they care!

[xgac12x]

Well I would really like the logo on my card lol. Or at least get my card to a $5k or higher limit then get an AMEX. 

[wHiTeSoL]

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@longtimelurker wrote:

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@samm90 wrote:
As to why... because we can. Also I'm pretty sure I read the account has to be a year old to PC.

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Right, but there are other things you also "can" do, so the question is reasonable.  With a more specific answer, the group might be able to suggest additional alternatives, or perhaps correct misconceptions.   Trying to get a card to $5K and then attempting conversion may or may not be the best use of HPs, inqs etc.

But I do understand:  there is a higher tier, so people want it.  The question is, should they care!

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Chase is very stingy with the upgrade, holding onto the 12 month thing. I was asked to call when I applied for the United Ex card, with the analyst on the phone she approved me with a 3.5k limit, i immediatly asked for more and while still on the phone she approved me for 6k; still got a non signature and chase isn't willing to change it for 12 months. 

[Platinum]

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@wHiTeSoL wrote:

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@longtimelurker wrote:

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@samm90 wrote:
As to why... because we can. Also I'm pretty sure I read the account has to be a year old to PC.

---

Right, but there are other things you also "can" do, so the question is reasonable.  With a more specific answer, the group might be able to suggest additional alternatives, or perhaps correct misconceptions.   Trying to get a card to $5K and then attempting conversion may or may not be the best use of HPs, inqs etc.

But I do understand:  there is a higher tier, so people want it.  The question is, should they care!

---

Chase is very stingy with the upgrade, holding onto the 12 month thing. I was asked to call when I applied for the United Ex card, with the analyst on the phone she approved me with a 3.5k limit, i immediatly asked for more and while still on the phone she approved me for 6k; still got a non signature and chase isn't willing to change it for 12 months. 

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Hm...I am wondering why would they be so stingy to hand out Signature product when they make more profit charging merchants higher fees when Signature is swiped ???

[w003ptr]

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@samm90 wrote:
As to why... because we can. Also I'm pretty sure I read the account has to be a year old to PC.

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Ok so you're going to waste a HP to try and get a visa sig upgrade even though you don't need it? 

[jamesdwi]

The signature part is cool, I pray I never need to put a charge on my CSP that would exceed its 10k CL, at least not if I have to pay the bill.

The only part of the signature part that is interesting lately there has been various deals that give a moving movie pass or something when you pay with a Signature card, that is about it. Conceirge services really don't interest me, I am far better with google and finding deals than most why would I want to over pay to save or 15 minutes of my time, of course the savings come at the cost i probably need to call and spend 10 minuutes explaining what I want anyway.

[samm90]

Previously I already stated I will wait at least a year before initiating a cli request. At this point in my credit journey a single HP will probably be worth it. Of course I will be trying for sp cli's with discover and amex in the meantime. I have 3 or less hp's on each report and I hope they will all be over a year old in 12 months. I don't plan to add any more tl's for a while and want to grow my current cards so I will be pursuing any possible cli, upgrade and apr reduction with my resources.