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Getting approved for Chase Amazon Visa?

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percy81
Frequent Contributor

Re: Getting approved for Chase Amazon Visa?

correct me if I'm wrong, but I thought chase frowns upon having more than 3 inquiries in a year especially so close together. If I were u I would either garden your cards or get the amazon store card ( which is issued by GE generous credit limits and increases) plus the store offers o% apr or high priced items.

Current: TU 772 EQ 765 EX 760 (GE credit pull)
Goal 800+
WHAT'S IN MY WALLET: American Express Blue Cash Preferred 34,000/ Citi Simplicity 16,600 / Discover IT 16,500/ Chase freedom 4,800/ Care credit 20,000/ R us MasterCard 7,500/ kohls 2,500/ LensCrafters 2,400 / Citi Double Cash 13,200/ Amazon Visa 7,000
Message 11 of 15
ssmith891
New Contributor

Re: Getting approved for Chase Amazon Visa?


@lisamar81 wrote:

correct me if I'm wrong, but I thought chase frowns upon having more than 3 inquiries in a year especially so close together. If I were u I would either garden your cards or get the amazon store card ( which is issued by GE generous credit limits and increases) plus the store offers o% apr or high priced items.


The only problem is that the store card doesn't offer the $50 instant credit. Smiley Mad

Message 12 of 15
jsucool76
Super Contributor

Re: Getting approved for Chase Amazon Visa?

I think the store card gets a gift card still, just a smaller er one.

Also I'm still fairly certain you cannot have a siggy with a limit under $5,000, jus sayin. Maybe they sent you a plat, or upped your limit, but i think visa has the restriction on siggys starting at 5000,not banks. Cant get around that.
Message 13 of 15
bs6054
Valued Contributor

Re: Getting approved for Chase Amazon Visa?


@jsucool76 wrote:
I think the store card gets a gift card still, just a smaller er one.

Also I'm still fairly certain you cannot have a siggy with a limit under $5,000, jus sayin. Maybe they sent you a plat, or upped your limit, but i think visa has the restriction on siggys starting at 5000,not banks. Cant get around that.

Well ssmithy has a card marked Visa Sig, with a 1.5K limit.  So it probably is not meant to happen, but it does.

Message 14 of 15
jhutt50
Valued Member

Re: Getting approved for Chase Amazon Visa?

I applied for the Chase Amazon Visa the other day.  Got the 7-10 day message, called the backdoor number to find out what was going on.  Rep said I had been declined but he would take a second look.  Asked me why I had so many inquiries (12 in past year), explained to him the inquiries.  He took a couple minutes, came back, asked what credit limit I wanted, told him $2500, he said I was approved for that, but I should have asked for more.


Starting Score (Not Sure of Agency) 615 Current Scores EX 720 (FAKO) (02/27/2013) TU 683 (03/04/2013) EQ
Cap One Quicksilver (11/11) - $2500 | Chase Freedom (01/12) - $500 | Discover IT (03/12) - $6000 | AMEX BCP (09/12) - $4000 | US Bank Cash Plus Rewards (09/12) - $5000 | PFCU Rewards (09/12) - $2500 | Citi Diamond Preferred (10/12) - $1800 | Walmart (10/12) - $2000 | Amazon (10/12) - $1700 | Men's Wearhouse (10/12) - $1750 | Kohls (11/12) - $300 | Chase Amazon (12/12) - $2500 | Chase Sapphire (02/13) - $6000 | Barclay Arrival (05/13) - $2500 | Chase Slate (05/13) - $2500
Message 15 of 15
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